1898 Charleston Ln, Bartow, FL 33830 Property Records

Polk County property record for 1898 Charleston Ln, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,297 sqft · built 2008
Lot Size0.209 acres (9,117 sqft)
Owner2 Individual Names on Record
Last Sale$406,000 (Dec 2025)
Tax Bill$2,905 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-29-36-292206-000140

Property Details

APN / Parcel Number

Primary APN24-29-36-292206-000140
Alternative APNs
  • 362924292206000140
  • 62924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,297 sqft Living Area
Gross Area3,079 sqft
1st Floor Area2,297 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,117 sqft (0.209 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area782 sqft
PorchFinished/Open Porch
Porch Area304 sqft

Location & Zoning

Street Address1898 CHARLESTON LN
CityBARTOW
StateFL
Zip33830-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA WALK PHASE ONE PB 135 PGS 43 & 44 LOT 14
Legal Range24E
Legal Township29S
Legal Section36
Legal SubdivisionMAGNOLIA WALK PHASE ONE
Legal Phase1
Legal Tract292206
Legal Block1
Legal Lot Number14
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1036
Census Tract14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1898 CHARLESTON LN, BARTOW, FL 33830-3033
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleOct 28, 2008 · Amount on Record
Deed Document Number2025297738
Deed Book / Page13817 / 2293
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 18, 2025
Property Address1898 CHARLESTON LN, BARTOW, FL 33830-3033
Document Number0000297738
Book / Page13817 / 2293
Map ReferenceMB 135 PG 43&44
Instrument DateDec 15, 2025
Instrument2025297738
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,842.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18302 CAMELLIA ESTATES LN, CYPRESS, TX 77429-8064

Transferred To (Grantee/Buyer)

NameVerified Name
Address1898 CHARLESTON LN, BARTOW, FL 33830-3033

Mortgage

Document Number0138172295
DateDec 18, 2025
Instrument13817/2295
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,297 (-41.16%)$342,317 (-6.96%) Land $70,000 Building $272,317
2025$2,905.00 (-10.97%) Homeowner's exemption$202,733 (+5.99%)$367,919 (-1.81%) Land $70,000 Building $297,919
2024$3,263.00 (+4.82%)
2023$3,113.00 (+15.25%) Homeowner's exemption$191,281 (+3%)$374,698 (+11.12%) Land $48,000 Building $326,698
2022$2,701.00 Homeowner's exemption$185,710$337,194 Land $40,000 Building $297,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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