1877 Charleston Ln, Bartow, FL 33830 Property Records

Polk County property record for 1877 Charleston Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,632 sqft · built 2015
Lot Size	0.243 acres (10,576 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2015)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292206-000430`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292206-000430`
Alternative APNs	`362924292206000430` `62924000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,238 sqft
Upper Floors Area	1,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,576 sqft (0.243 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	192 sqft

Location & Zoning

Street Address	1877 CHARLESTON LN
City	BARTOW
State	FL
Zip	33830-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA WALK PHASE ONE PB 135 PGS 43 & 44 LOT 43
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	MAGNOLIA WALK PHASE ONE
Legal Phase	1
Legal Tract	292206
Legal Block	1
Legal Lot Number	43
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1038
Census Tract	14803

Owner

1877 Charleston Ln is owned and occupied by two individuals who bought it in October 2015.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1877 CHARLESTON LN, BARTOW, FL 33830-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2015 · Amount on File
Deed Sale	Oct 22, 2015 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	2015191892
Deed Book / Page	9658 / 635
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1877 CHARLESTON LN, BARTOW, FL 33830-3034
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 CHARLESTON LN, BARTOW, FL 33830-3034

Mortgage

Document Number	0000008687
Date	Jan 11, 2022
Book Page	12067/1285
Instrument	2022008687

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1877 Charleston Ln was $3,263 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,390 (+2.7%)	$320,998 (-7.71%) Land $70,000 Building $250,998
2025	$3,263.00 Homeowner's exemption	$222,386	$347,822 Land $70,000 Building $277,822
2023	$3,454.00 (+14.83%) Homeowner's exemption	$209,824 (+3%)	$348,590 (+16.13%) Land $48,000 Building $300,590
2022	$3,008.00 Homeowner's exemption	$203,713	$300,169 Land $40,000 Building $260,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1877 Charleston Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1877 Charleston Ln is high, ranking above 78% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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