1906 Wilaray Ter, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1906 Wilaray Ter, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,401 sqft · built 1920
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Sep 2014)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-0003-0137-00`

Property Details

APN / Parcel Number

Primary APN	`001-0003-0137-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,566 sqft (0.541 acres)
Lot Dimensions	214 ft deep x 302 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1906 WILARAY TER
City	CINCINNATI
State	OH
Zip	45230-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6262 BEECHMONT AVE 137.29 X 214.23 IRR PT LOT 15 KOFF-BRESSLER
Legal Subdivision	KOPF & BRESSLERS
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1007
Census Tract	4602

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1906 WILARAY TER, CINCINNATI, OH 45230-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2014 · Amount on Record
Deed Sale	Sep 17, 2014 · Amount on Record
Prior Sale	Oct 21, 1993
Deed Document Number	326526
Deed Book / Page	12706 / 00791
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1906 WILARAY TER, CINCINNATI, OH 45230-1936
Document Number	0000104258
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 WILARAY TER CINCINNATI OH 452301936, CINCINNATI, OH 45230-1936

Mortgage

Document Number	0000104258
Date	Nov 25, 2019
Book Page	014051/001926
Instrument	104258

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,503.00 (+2.99%)	$87,917 (-) Land $17,441 Building $70,476
2024	$5,343.00 (-2.11%)	$87,917 (-) Land $17,441 Building $70,476
2023	$5,458.00 (+2.94%)	$87,917 (+14.76%) Land $17,441 Building $70,476	$251,190 (+14.76%) Land $49,830 Building $201,360
2022	$5,302.00 Homeowner's exemption	$76,608 Land $14,728 Building $61,880
2020			$218,880 Land $42,080 Building $176,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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