1921 Wilaray Ter, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1921 Wilaray Ter, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,379 sqft · built 1929
Lot Size	0.153 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2021)
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-0003-0169-00`

Property Details

APN / Parcel Number

Primary APN	`001-0003-0169-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	1,275 sqft
2nd Floor Area	1,104 sqft
Basement Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	121 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1921 WILARAY TER
City	CINCINNATI
State	OH
Zip	45230-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1921 WILLARAY TER 55 X 121.49 PT LOT 2 KOPF & BRESSLERS
Legal Subdivision	KOPF & BRESSLERS
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1007
Census Tract	4602

Owner

1921 Wilaray Ter is owned and occupied by an individual who bought it in April 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1921 WILARAY TER, CINCINNATI, OH 45230-1936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 13, 2019	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	0000050438
Deed Book / Page	14402 / 859
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2021
Property Address	1921 WILARAY TER, CINCINNATI, OH 45230-1936
Document Number	0000050438
Book / Page	14402 / 859
Map Reference	MB 29 PG 46
Instrument Date	Apr 20, 2021
Instrument	2021-0050438
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1921 WILARAY TER, CINCINNATI, OH 45230-1936

Mortgage

Document Number	0000050439
Date	Apr 22, 2021
Instrument	2021-0050439

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2019
Property Address	1921 WILARAY TER, CINCINNATI, OH 45230-1936
Document Number	0000011478
Book / Page	013854 / 000749
Instrument Date	Feb 7, 2019
Instrument	11478
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 WILARAY TER CINCINNATI OH 452301936, CINCINNATI, OH 45230-1936

Mortgage

Document Number	11479
Date	Feb 13, 2019
Book Page	013854/000752
Instrument	11479

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1921 Wilaray Ter was $7,116, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,116.00 (+3.1%)	$115,500 (+%) Land $7,850 Building $107,650
2024	$6,902.00 (-2.18%)	$115,499 (-) Land $7,850 Building $107,649
2023	$7,056.00 (-10.26%)	$115,499 (%) Land $7,850 Building $107,649	$330,000 Land $22,430 Building $307,570
2022	$7,863.00 Homeowner's exemption	$115,500 Land $6,601 Building $108,899
2020			$330,000 Land $18,860 Building $311,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1921 Wilaray Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1921 Wilaray Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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