1810 Wilaray Ter, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1810 Wilaray Ter, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,373 sqft · built 1939
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jul 2026)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-0003-0212-00`

Property Details

APN / Parcel Number

Primary APN	`001-0003-0212-00`
Alternative APN	`122748077`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,373 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	928 sqft
Attic	Attic
Attic Area	445 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1810 WILARAY TER
City	CINCINNATI
State	OH
Zip	45230-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1810 WILARAY TER 49.15 X 115.07 IRR PT LOTS 9-10 J H GERRARDS
Legal Subdivision	GERRARDS
Legal Lot Number	9-10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	4602

Owner

1810 Wilaray Ter is owned and occupied by two individuals who bought it in July 2026.

Source: Hamilton County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1810 WILARAY TER, CINCINNATI, OH 45230-1905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES
Nov 5, 2020	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	202657177
Deed Book / Page	15707 / 2487
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000116618
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 15, 2026
Property Address	1810 WILARAY TER, CINCINNATI, OH 45230-1905
Document Number	0000057177
Book / Page	15707 / 2487
Instrument Date	Jul 2, 2026
Instrument	202657177
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	PRODIGY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,954.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1810 WILARAY TER, CINCINNATI, OH 45230-1905

Mortgage

Document Number	0000057179,
Date	Jul 15, 2026
Instrument	202657179

Lender

Name	SIBCY CLINE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 5, 2020
Property Address	1810 WILARAY TER, CINCINNATI, OH 45230-1905
Document Number	0000116618
Book / Page	014290 / 001524
Instrument Date	Oct 30, 2020
Instrument	116618
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 WILARAY TER CINCINNATI OH 452301905, CINCINNATI, OH 45230-1905

Mortgage

Document Number	116617
Date	Nov 5, 2020
Book Page	014290/001499
Instrument	116617

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Mortgage

Document Number	116619,
Date	Nov 5, 2020
Book Page	014290/001526
Instrument	116619

Lender

Name	RAPID MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1810 Wilaray Ter was $4,834, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+3.14%)	$78,435 (-) Land $7,315 Building $71,120	$224,100 Land $20,900 Building $203,200
2024	$4,687.00 (-2.21%)	$78,435 (-) Land $7,315 Building $71,120
2023	$4,793.00 (+18.17%)	$78,435 (+31.81%) Land $7,315 Building $71,120	$224,100 Land $20,900 Building $203,200
2022	$4,056.00 Homeowner's exemption	$59,507 Land $6,146 Building $53,361
2020			$170,020 Land $17,560 Building $152,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1810 Wilaray Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1810 Wilaray Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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