1906 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 1906 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 2017
Lot Size	0.151 acres (6,592 sqft)
Owner	Company Name on Record
Last Sale	$224,900 (Mar 2017)
Tax Bill	$4,100 (2026)
Deeds & Mortgages	Apr 2023 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26241.5107`

Property Details

APN / Parcel Number

Primary APN	`26241.5107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	1,857 sqft
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,592 sqft (0.151 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	35 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1906 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-6771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CHELTENHAM ADDITION PHASE 3: LOT 7 BLK 1 (AFN 6501053 - PTN OF NE1/4 OF 24-26-42)
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1906 W JAY AVE, SPOKANE, WA 99208-6771
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Mar 21, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	20176587209
Last Transfer Date	Mar 15, 2023
Transfer Doc	0007276602
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 4, 2023
Property Address	1906 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0007276602
Map Reference	VOL 38 PG 54
Instrument Date	Mar 15, 2023
Instrument	7276602
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1906 W JAY AVE, SPOKANE, WA 99208-6771

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1906 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006922049
Date	May 20, 2020
Instrument	6922049

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 21, 2017
Property Address	1906 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0006587209
Map Reference	VOL38 PG54
Instrument Date	Mar 9, 2017
Instrument	6587209
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,008.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0006587210
Date	Mar 21, 2017
Instrument	6587210

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,100.00 (+6.63%)	$397,700 (+2.16%) Land $125,000 Building $272,700	$397,700 (+2.16%) Land $125,000 Building $272,700
2025	$3,845.00 (+10.11%)
2024		$389,300 (+28.86%) Land $92,000 Building $297,300	$389,300 (+28.86%) Land $92,000 Building $297,300
2023	$3,492.00 (+7.48%)	$302,100 Land $50,000 Building $252,100	$302,100 Land $50,000 Building $252,100
2022	$3,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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