1902 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 1902 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 2018
Lot Size	0.138 acres (5,992 sqft)
Owner	2 Individual Names on File
Last Sale	$308,300 (Jan 2018)
Tax Bill	$4,465 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26241.5106`

Property Details

APN / Parcel Number

Primary APN	`26241.5106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,992 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	24 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1902 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-6771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CHELTENHAM ADDITION PHASE 3: LOT 6 BLK 1 (AFN 6501053 - PTN OF NE1/4 OF 24-26-42)
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1902 W JAY AVE, SPOKANE, WA 99208-6771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS
Feb 2, 2017	Warranty Deed, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	20186672155
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1902 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007167892
Date	Jan 4, 2022
Instrument	7167892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 3, 2018
Property Address	1902 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0006672155
Instrument Date	Dec 26, 2017
Instrument	6672155
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1902 W JAY AVE SPOKANE WA 992086771, SPOKANE, WA 99208-6771

Mortgage

Document Number	6672156
Date	Jan 3, 2018
Instrument	6672156

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 2, 2017
Property Address	1902 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0006576053
Map Reference	VOL38 PG54&55
Instrument Date	Jan 25, 2017
Instrument	6576053
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE OF SPOKANE

Transaction

Amount	Amount Recorded
Tax	$924.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14130, SPOKANE VALLEY, WA 99214-0130
Investor	Possibly a Property Investor

Mortgage

Document Number	0006576054
Date	Feb 2, 2017
Instrument	6576054

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,465.00 (+5.73%)	$431,900 (+0.77%) Land $125,000 Building $306,900	$431,900 (+0.77%) Land $125,000 Building $306,900
2025	$4,223.00 (+9.86%)
2024		$428,600 (+30.47%) Land $92,000 Building $336,600	$428,600 (+30.47%) Land $92,000 Building $336,600
2023	$3,844.00 (+8.83%)	$328,500 Land $50,000 Building $278,500	$328,500 Land $50,000 Building $278,500
2022	$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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