1914 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 1914 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,664 sqft · built 2017
Lot Size	0.138 acres (5,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,550 (Aug 2017)
Tax Bill	$4,326 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26241.5109`

Property Details

APN / Parcel Number

Primary APN	`26241.5109`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,605 sqft
1st Floor Area	1,253 sqft
Basement Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,992 sqft (0.138 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1914 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-6771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CHELTENHAM ADDITION PHASE 3: LOT 9 BLK 1 (AFN 6501053 - PTN OF NE1/4 OF 24-26-42)
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAITH ALVES
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JAMES BENTON TRULL ETUX
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 14, 2021	Deed of Trust, Mortgage DONALD G ROPER ETUX
Dec 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage INVEST NORTHWEST LLC
May 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2017	Warranty Deed, Transfer · Commercial Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20176633658
Last Transfer Date	Apr 28, 2022
Transfer Doc	0007204436
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0007446475
Date	Oct 10, 2025
Instrument	7446475

Lender

Name	FAITH ALVES
Type	Private Party
Address	1757 N SNOQUALMIE RD, LIBERTY LAKE, WA 99019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0007344183
Date	Apr 18, 2024
Instrument	7344183

Lender

Name	JAMES BENTON TRULL ETUX
Type	Private Party
Address	2324 CAMPFIRE TRL, JUSTIN, TX 76247

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007083922
Date	Jun 4, 2021
Instrument	7083922

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Sep 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5803 N HEMLOCK ST, SPOKANE, WA 99205-7053

Mortgage

Document Number	0007125844
Date	Sep 14, 2021
Instrument	7125844

Lender

Name	DONALD G ROPER ETUX
Type	Private Party
Address	POST FALLS, ID 83854

Agreement

Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0007258481
Date	Dec 14, 2022
Instrument	7258481

Lender

Name	INVEST NORTHWEST LLC
Type	Non-Lending Institution
Address	COEUR D ALENE, ID 83814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 4, 2022
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0007204436
Map Reference	VOL 38 PG 54&55
Instrument Date	Apr 28, 2022
Instrument	7204436
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0007204437
Date	May 4, 2022
Instrument	7204437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2017
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0006633658
Map Reference	VOL38 PG54&55
Instrument Date	Aug 23, 2017
Instrument	6633658
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,411.39
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 W JAY AVE, SPOKANE, WA 99208-6771

Mortgage

Document Number	0006633659
Date	Aug 24, 2017
Instrument	6633659

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2017
Property Address	1914 W JAY AVE, SPOKANE, WA 99208-6771
Document Number	0006607827
Map Reference	VOL38 PG54&55
Instrument Date	May 18, 2017
Instrument	6607827
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE OF SPOKANE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S FARR RD, SPOKANE VALLEY, WA 99206-3666

Mortgage

Document Number	0006607828
Date	May 31, 2017
Instrument	6607828

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,326.00 (+5.85%)	$417,600 (+7.49%) Land $125,000 Building $292,600	$417,600 (+7.49%) Land $125,000 Building $292,600
2025	$4,087.00 (+17.27%)
2024		$388,500 (+24.24%) Land $92,000 Building $296,500	$388,500 (+24.24%) Land $92,000 Building $296,500
2023	$3,485.00 (+3.66%)	$312,700 Land $50,000 Building $262,700	$312,700 Land $50,000 Building $262,700
2022	$3,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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