1906 Roberta Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1906 Roberta Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1978
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jan 2023)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-041380`

Property Details

APN / Parcel Number

Primary APN	`04-041380`
Alternative APNs	`4041380` `041380`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	72 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	041380
Street Address	1906 ROBERTA DR
City	CHESTER
State	MD
Zip	21619-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 4, BLOCK S HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	S
Legal Lot Number	4
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2001
Census Tract	811000

Owner

1906 Roberta Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1906 ROBERTA DR, CHESTER, MD 21619-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Book / Page	4170 / 277
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0022350219
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 23, 2023
Property Address	1906 ROBERTA DR, CHESTER, MD 21619-2204
Document Number	0041700277
Book / Page	4170 / 277
Map Reference	LB TSP 48 FO 163
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 ROBERTA DR, CHESTER, MD 21619-2204

Mortgage

Document Number	0041700283
Date	Jan 23, 2023
Instrument	4170-0283

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1906 ROBERTA DR, CHESTER, MD 21619-2204
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 ROBERTA DR, CHESTER, MD 21619-2204

Mortgage

Document Number	0038560025
Date	Oct 5, 2021
Book Page	3856/25

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Roberta Dr was $3,426 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,500 (+5.43%) Land $162,500 Building $221,000	$383,500 (-) Land $162,500 Building $221,000
2025	$3,426.00 Homeowner's exemption	$363,733	$383,500 Land $162,500 Building $221,000
2023	$3,053.00	$324,200 Land $151,000 Building $173,200	$324,200 Land $151,000 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 Roberta Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 Roberta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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