1904 Roberta Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1904 Roberta Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,510 sqft · built 1978
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,400 (Jun 1997)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-077016`

Property Details

APN / Parcel Number

Primary APN	`04-077016`
Alternative APNs	`4077016` `077016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,510 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	200 ft deep x 76 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	077016
Street Address	1904 ROBERTA DR
City	CHESTER
State	MD
Zip	21619-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 5, BLOCK S HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	S
Legal Lot Number	5
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2001
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1904 ROBERTA DR, CHESTER, MD 21619-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1997 · Amount on Record
Deed Sale	Jun 26, 1997 · Amount on Record
Deed Document Number	1997433
Deed Book / Page	574 / 848
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1904 ROBERTA DR, CHESTER, MD 21619-2204
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 ROBERTA DR, CHESTER, MD 21619-2204

Mortgage

Document Number	0046880269
Date	Dec 5, 2025
Book Page	4688/269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1904 ROBERTA DR, CHESTER, MD 21619-2204
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 ROBERTA DR, CHESTER, MD 21619-2204

Mortgage

Document Number	0041490269
Date	Nov 30, 2022
Book Page	4149/269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1904 ROBERTA DR, CHESTER, MD 21619-2204
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036140220
Date	Feb 23, 2021
Book Page	3614/220

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,200 (+27.17%) Land $162,500 Building $273,700	$436,200 (+27.17%) Land $162,500 Building $273,700
2025	$3,592.00 (+11.17%) Homeowner's exemption
2023	$3,231.00 Homeowner's exemption	$343,000 Land $151,000 Building $192,000	$343,000 Land $151,000 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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