1903 Roberta Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1903 Roberta Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,416 sqft · built 1969
Lot Size	0.399 acres (17,376 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2023)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-036662`

Property Details

APN / Parcel Number

Primary APN	`04-036662`
Alternative APNs	`4036662` `036662`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,416 sqft Total Area
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,376 sqft (0.399 acres)
Lot Dimensions	181 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036662
Street Address	1903 ROBERTA DR
City	CHESTER
State	MD
Zip	21619-2297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 14, BLK T-SEC 2A HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	T
Legal Lot Number	14
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2013
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1903 ROBERTA DR, CHESTER, MD 21619-2297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · VA Mortgage ALLIANCE FIRST TITLE
Aug 8, 2023	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Feb 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Book / Page	4260 / 199
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	0025810281
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 7, 2026
Property Address	1903 ROBERTA DR, CHESTER, MD 21619-2297
Document Number	4778000028
Book / Page	4778 / 28
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 ROBERTA DR, CHESTER, MD 21619-2297

Mortgage

Document Number	4778000028,
Date	May 7, 2026
Book Page	4778/28

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 8, 2023
Property Address	1903 ROBERTA DR, CHESTER, MD 21619-2297
Document Number	0042600199
Book / Page	4260 / 199
Map Reference	LB 48 FO 163
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 ROBERTA DR, CHESTER, MD 21619-2297

Mortgage

Document Number	0042600205
Date	Aug 8, 2023
Instrument	4260-0205

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 11, 2019
Property Address	1903 ROBERTA DR, CHESTER, MD 21619-2297
Document Number	0030390130
Book / Page	003039 / 000130
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	26876 COX NECK RD CHESTER MD 21619, CHESTER, MD 21619

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (+8.48%) Land $163,000 Building $302,000	$465,000 (-) Land $163,000 Building $302,000
2025	$4,037.00 (+20.44%)	$428,633 (+20.44%)	$465,000 (+30.65%) Land $163,000 Building $302,000
2023	$3,352.00	$355,900 (+2.09%) Land $151,200 Building $204,700	$355,900 (-) Land $151,200 Building $204,700
2022		$348,600	$355,900 Land $151,200 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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