1906 E 1960 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1906 E 1960 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,487 sqft · built 2018
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Trust Names on File
Last Sale	$592,500 (May 2019)
Tax Bill	$5,677 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54-359-0025`

Property Details

APN / Parcel Number

Primary APN	`54-359-0025`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,487 sqft Living Area
Gross Area	6,428 sqft
1st Floor Area	2,487 sqft
Basement Area	2,855 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	20,399 sqft (0.468 acres)
Garage Type	Attached
Garage Area	1,086 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	749 sqft
Deck Area	Deck Area
Patio Area	228 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 E 1960 S
City	SPANISH FORK
State	UT
Zip	84660-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25, PLAT B, VINCENT RIDGE SUB AREA 0.468 AC.
Legal Subdivision	VINCENT RIDGE SUB
Legal Lot Number	25
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4006
Census Tract	10404

Owner

1906 E 1960 S is owner-occupied and held in a trust since January 2025.

Source: Utah County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Dec 28, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
May 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2018	Warranty Deed, Subdivision Related Transfer KEY LAND TITLE
Mar 19, 2018	Warranty Deed, Transfer KEY LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	201947407
Last Transfer Date	Jan 27, 2025
Transfer Doc	0000005835
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Sep 15, 2026
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Document Number	0000076675
Instrument Date	Sep 15, 2026
Instrument	202676675
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	PRO TITLE, PROTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529

Mortgage

Document Number	0000076675,
Date	Sep 15, 2026
Instrument	202676675

Lender

Name	CENTRAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	PROSPECT TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529

Mortgage

Document Number	0000100270
Date	Sep 14, 2022
Instrument	100270:2022

Lender

Name	CENTRAL BANK
Type	Bank
Address	PROVO, UT 84601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Document Number	0000000273
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1906 E 1906 S SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	0000000273
Date	Jan 4, 2021
Instrument	273

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 29, 2019
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Document Number	0000047407
Instrument Date	May 23, 2019
Instrument	047407:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 EAST 1960 SOUTH, SPANISH FORK, UT 84660

Mortgage

Document Number	0000047408
Date	May 29, 2019
Instrument	047408:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 26, 2018
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Document Number	0000038879
Instrument Date	Mar 19, 2018
Instrument	38879
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2019
Title Company	KEY LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 E 1960 S SPANISH FORK UT 84660, SPANISH FORK, UT 84660

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 19, 2018
Property Address	1906 E 1960 S, SPANISH FORK, UT 84660-8529
Document Number	0000025625
Instrument Date	Mar 14, 2018
Instrument	025625:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 EAST 1960 SOUTH, SPANISH FORK, UT 84660-8529

Tax Assessment & Valuation

The 2025 property tax bill for 1906 E 1960 S was $5,677.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,545 (-51.15%)	$951,900 (-11.18%) Land $295,800 Building $656,100
2025	$5,677.00	$1,071,700 Land $295,800 Building $775,900	$1,071,700 Land $295,800 Building $775,900
2024	$5,677.00 (-1.37%)
2023	$5,756.00 (+3.3%)	$594,055	$1,080,100 Land $281,700 Building $798,400
2022	$5,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 E 1960 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 E 1960 S is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 62% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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