1825 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1825 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,030 sqft · built 2012
Lot Size	0.109 acres (4,745 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2019)
Tax Bill	$5,512 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500391-0-600`

Property Details

APN / Parcel Number

Primary APN	`500391-0-600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,597 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,745 sqft (0.109 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1825 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 60 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	60
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71411

Owner

1825 198th St E is owned and occupied by two individuals who acquired it in July 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1825 198TH ST E, SPANAWAY, WA 98387-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALASKA USA MORTGAGE CO LLC
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Sep 20, 2016 · Amount on File
Deed Document Number	2019155
Last Transfer Date	Jul 19, 2021
Transfer Doc	0000000335
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 26, 2021
Property Address	1825 198TH ST E, SPANAWAY, WA 98387-4145
Document Number	0007260335
Map Reference	DOC 200705045012
Instrument Date	Jul 19, 2021
Instrument	202107260335
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	RAINIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 198TH ST E, SPANAWAY, WA 98387-4145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 198TH ST E, SPANAWAY, WA 98387-4145

Mortgage

Document Number	0007260336
Date	Jul 26, 2021
Instrument	202107260336

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 21, 2019
Property Address	1825 198TH ST E, SPANAWAY, WA 98387-4145
Document Number	0010210155
Map Reference	DOC 200705045012
Instrument Date	Oct 11, 2019
Instrument	201910210155
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 198TH ST E, SPANAWAY, WA 98387-4145

Mortgage

Document Number	0010210156
Date	Oct 21, 2019
Instrument	201910210156

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1825 198th St E was $5,512, up 1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,512.00 (+0.97%)	$488,700 Land $143,000 Building $345,700	$488,700 Land $143,000 Building $345,700
2025	$5,459.00 (+3.27%)
2024	$5,286.00 (-2.15%)	$452,400 (-3.95%) Land $149,600 Building $302,800	$452,400 (-3.95%) Land $149,600 Building $302,800
2023	$5,402.00	$471,000 Land $141,900 Building $329,100	$471,000 Land $141,900 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1825 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 198th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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