1620 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1620 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1999
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$146,950 (Aug 1999)
Tax Bill	$5,232 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500220-0-400`

Property Details

APN / Parcel Number

Primary APN	`500220-0-400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,392 sqft
Upper Floors Area	804 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Deck Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1620 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 3: CLAREWOOD PHASE 3 SW OF NE 03-18-03E L 40 TOG/W PRI RD APPROX 7,800 SQ FT EASE OF REC OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 3
Legal Phase	3
Legal Lot Number	40
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1011
Census Tract	71411

Owner

1620 196th St Ct E is owned and occupied by two individuals who bought it in August 1999.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 196TH STREET CT E, SPANAWAY, WA 98387-8085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 1999 · Amount on File
Deed Sale	Aug 5, 1999 · Amount on File
Deed Document Number	1999822
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1620 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	1807130169
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 196TH STREET CT E SPANAWAY WA 983878085, SPANAWAY, WA 98387-8085

Mortgage

Document Number	1807130169
Date	Jul 13, 2018
Instrument	201807130169

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438-0207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1620 196th St Ct E was $5,232, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,232.00 (+0.95%)	$460,700 Land $158,600 Building $302,100	$460,700 Land $158,600 Building $302,100
2025	$5,183.00 (+2.63%)
2024	$5,050.00 (-1.5%)	$431,400 (-3.27%) Land $165,900 Building $265,500	$431,400 (-3.27%) Land $165,900 Building $265,500
2023	$5,127.00	$446,000 Land $157,400 Building $288,600	$446,000 Land $157,400 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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