Champaign County property record for 1905 Summit Dr, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,148 sqft · built 1984 |
| Lot Size | 0.149 acres (6,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2025) |
| Tax Bill | $4,439 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-229-003 |
| Primary APN | 93-21-28-229-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,148 sqft Building Perimeter |
| 1st Floor Area | 1,148 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 6,483 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | Central |
|---|
| Street Address | 1905 SUMMIT DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 MYRA RIDGE 2ND SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | MYRA RIDGE 2ND SUB |
| Legal Lot Number | 31 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5702 |
Source: Champaign County records · APN 93-21-28-229-003
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1905 SUMMIT DR, URBANA, IL 61802-7025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Mar 17, 2017 | Trustee's Deed, Construction Loan · Line of Credit MIDLAND STATES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Deed Document Number | 202516980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 05, 2025 |
| Property Address | 1905 SUMMIT DR, URBANA, IL 61802-7025 |
| Document Number | 0000016980 |
| Map Reference | MB Z PG 30 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025R16980 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 SUMMIT DR, URBANA, IL 61802-7025 |
| Document Number | 0000016981 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025R16981 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate | 6.87% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 17, 2017 |
| Property Address | 1905 SUMMIT DR, URBANA, IL 61802-7025 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 4637 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2609 GALEN DR CHAMPAIGN IL 618217033, CHAMPAIGN, IL 61821-7033 |
| Document Number | 0000004637 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 4637 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 16, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,880 (+5.79%) Land $18,650 Building $33,230 | $155,640 (+5.79%) Land $55,950 Building $99,690 | |
| 2024 | $4,439.00 (+16.48%) Homeowner's exemption | $49,040 (+19%) Land $17,630 Building $31,410 | $147,120 (+19%) Land $52,890 Building $94,230 |
| 2022 | $3,811.00 Homeowner's exemption | $41,210 Land $14,820 Building $26,390 | $123,630 Land $44,460 Building $79,170 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190057021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 101 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Pavlov Media.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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