1812 Summit Dr, Urbana, IL 61802 Property Records

Champaign County property record for 1812 Summit Dr, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,522 sqft · built 1977
Lot Size	0.202 acres (8,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Mar 2018)
Tax Bill	$6,822 (2022)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-28-227-006`

Property Details

APN / Parcel Number

Primary APN	`93-21-28-227-006`

Interior

Full Baths	3 Baths
Building Area	1,522 sqft Building Perimeter
1st Floor Area	1,522 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,807 sqft (0.202 acres)
Garage Area	324 sqft
Driveway	Concrete Driveway
Driveway Area	486 sqft
Parking Spaces	1 Parking Space
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1812 SUMMIT DR
City	URBANA
State	IL
Zip	61802-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MYRA RIDGE 1ST SUB
Legal Range	09E
Legal Township	19N
Legal Section	28
Legal Subdivision	MYRA RIDGE 1ST SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1014
Census Tract	5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1812 SUMMIT DR, URBANA, IL 61802-7028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage PRIMELENDING
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Mar 1, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Oct 8, 2010 · Amount on Record
Deed Document Number	20182936
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1812 SUMMIT DR, URBANA, IL 61802-7028
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018368
Date	Nov 1, 2019
Instrument	2019R18368

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

Interest

Rate	4.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1812 SUMMIT DR, URBANA, IL 61802-7028
Document Number	0000015524
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1812 SUMMIT DR URBANA IL 618027028, URBANA, IL 61802-7028

Mortgage

Document Number	0000015524
Date	Sep 20, 2019
Instrument	15524

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate	4.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 1, 2018
Property Address	1812 SUMMIT DR, URBANA, IL 61802-7028
Document Number	0000002936
Instrument Date	Feb 28, 2018
Instrument	2936
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1812 SUMMIT DR URBANA IL 618027028, URBANA, IL 61802-7028

Mortgage

Document Number	2937
Date	Mar 1, 2018
Instrument	2937

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,370 (+25.92%) Land $18,650 Building $60,720	$238,110 (+25.92%) Land $55,950 Building $182,160
2022	$6,822.00 Homeowner's exemption	$63,030 Land $14,820 Building $48,210	$189,090 Land $44,460 Building $144,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Pavlov Media.

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