Champaign County property record for 1904 Summit Dr, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,293 sqft · built 1980 |
| Lot Size | 0.205 acres (8,917 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,819 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-227-008 |
| Primary APN | 93-21-28-227-008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,293 sqft Building Perimeter |
| 1st Floor Area | 1,293 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,917 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1904 SUMMIT DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 MYRA RIDGE 2ND SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | MYRA RIDGE 2ND SUB |
| Legal Lot Number | 50 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1904 SUMMIT DR, URBANA, IL 61802-7026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1904 SUMMIT DR, URBANA, IL 61802-7026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1904 SUMMIT DR, URBANA, IL 61802-7026 |
| Document Number | 0000019215 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020R19215 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 1, 2040 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,080 (+25.91%) Land $18,650 Building $42,430 | $183,240 (+25.91%) Land $55,950 Building $127,290 | |
| 2024 | $4,819.00 (+4.74%) | ||
| 2022 | $4,601.00 Homeowner's exemption | $48,510 Land $14,820 Building $33,690 | $145,530 Land $44,460 Building $101,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Pavlov Media.
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