1905 Oak St, Clearwater, FL 33760 Property Records

Pinellas County property record for 1905 Oak St, Clearwater, FL 33760

Property Summary

Property TypeSingle Family Home
Details1 ba · 914 sqft · built 1956
Lot Size0.175 acres (7,619 sqft)
Owner2 Company Names on File
Last Sale$140,000 (Apr 2021)
Tax Bill$3,513 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-764-0076-1

Property Details

APN / Parcel Number

Primary APNC62-000-764-0076-1
Alternative APNs
  • 29-29-16-62820-001-0230
  • 291629628200010230
  • 162929628200010230
  • R314970

Interior

Full Baths1 Bath
Stories1 Story
Building Area914 sqft Living Area
Gross Area1,134 sqft
1st Floor Area914 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1995
Architectural StyleH-Shape
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,619 sqft (0.175 acres)
Lot Dimensions136 ft deep x 55 ft wide

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area132 sqft
Deck Area234 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR314970
Street Address1905 OAK ST
CityCLEARWATER
StateFL
Zip33760-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionOAK KNOLL BLK A, LOT 23 & THAT PART OF LOT 24 DESC BEG SE COR OF LOT 24 TH W 136FT TH N 4FT TH ELY 136FT(S) TO A POINT 8FT N OF SE COR OF SD LOT 24 TH S 8FT TO POB
Legal Range16E
Legal Township29S
Legal Section29
Legal SubdivisionOAK KNOLL
Legal Tract62820
Legal BlockA
Legal Lot Number23,24
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1016
Census Tract24507

Owner

1905 Oak St is owned by a company that bought it in April 2021 and is owner-occupied.

Source: Pinellas County records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address1905 OAK ST, CLEARWATER, FL 33760-1702
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage
T & K SHAURETTE INC
Apr 12, 2022Deed of Trust, Mortgage
T & K SHAURETTE INC
Apr 6, 2021Warranty Deed, Transfer · Commercial Mortgage
FL TRUST ASSOCIATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2021 · Amount on File
Deed SaleApr 6, 2021 · Amount on File
Prior SaleMay 1, 2009 · Amount on File
Deed Document Number2021110518
Deed Book / Page21470 / 2175
Prior Transfer DateJan 17, 2008
Prior Transfer Doc0165712620
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1905 OAK ST, CLEARWATER, FL 33760-1702
Transaction TypeMortgage
Record UpdatedJul 7, 2022
Title CompanyPROFESSIONAL TITLE SLN INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0221030210
DateJun 15, 2022
Book Page22103/210
Instrument2022188370
Lender
NameT & K SHAURETTE INC
TypeNon-Lending Institution
AddressSAINT PETERSBURG, FL 33743
Agreement
AmountAmount on Record
Term360 Months
DueJun 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1905 OAK ST, CLEARWATER, FL 33760-1702
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyPROFESSIONAL TITLE LA INC, PROFESSIONAL TITLE SLN INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220151291
DateApr 12, 2022
Book Page22015/1291
Instrument2022114595
Lender
NameT & K SHAURETTE INC
TypeNon-Lending Institution
AddressSAINT PETERSBURG, FL 33743
Agreement
AmountAmount on Record

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 6, 2021
Property Address1905 OAK ST, CLEARWATER, FL 33760-1702
Document Number0214702175
Book / Page21470 / 2175
Map ReferenceMB 24 PG 45
Instrument DateMar 31, 2021
Instrument2021110518
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyGULFSIDE TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address833 PONCE DE LEON DR, 833, TIERRA VERDE, FL 33715-2027

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 OAK ST, CLEARWATER, FL 33760-1702

Mortgage

Document Number0214702180
DateApr 6, 2021
Instrument21470/2180
Lender
NameFL TRUST ASSOCIATES LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Mortgage

Document Number0214702177
DateApr 6, 2021
Book Page21470/2177
Instrument2021110519
Lender
NameMOJO & ASSOCIATES LLC
TypeNon-Lending Institution
AddressSAINT PETERSBURG, FL 33704
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term48 Months
DueApr 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Oak St was $3,513, up 11.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,513.00 (+11.24%)$192,934 Land $85,197 Building $107,737$192,934 Land $85,197 Building $107,737
2024$3,158.00 (+8.26%)
2023$2,917.00 (+11.04%)$163,127 (+17.99%)$163,127 (+17.99%) Land $79,483 Building $83,644
2022$2,627.00$138,254$138,254 Land $75,097 Building $63,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Oak St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 159 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies427 units insured
incl. 268 condo units
Nearby Flood Claims33 (1979–2024)
Claims Outside the SFHA11 of 33
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 8 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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