Pinellas County property record for 1900 Oak St, Clearwater, FL 33760
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,324 sqft · built 1984 |
| Lot Size | 0.198 acres (8,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $287,000 (Oct 2020) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-0094-4 |
| Primary APN | C62-000-764-0094-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,629 sqft (0.198 acres) |
| Lot Dimensions | 137 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R314989 |
|---|---|
| Street Address | 1900 OAK ST |
| City | CLEARWATER |
| State | FL |
| Zip | 33760-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | OAK KNOLL BLK B, LOT 25 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | OAK KNOLL |
| Legal Tract | 62820 |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 24507 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1900 OAK ST, CLEARWATER, FL 33760-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PINELLAS FCU |
| Oct 9, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 2020302217 |
| Deed Book / Page | 21202 / 26 |
| Prior Transfer Date | Sep 23, 2020 |
| Prior Transfer Doc | 0212020026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1900 OAK ST, CLEARWATER, FL 33760-1701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1900 OAK ST, CLEARWATER, FL 33760-1701 |
| Document Number | 0222071062 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 22207/1062 |
| Instrument | 2022283817 |
| Name | PINELLAS FCU |
|---|---|
| Type | Credit Union |
| Address | LARGO, FL 33771 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 9, 2020 |
| Property Address | 1900 OAK ST, CLEARWATER, FL 33760-1701 |
| Document Number | 0212020026 |
| Book / Page | 21202 / 26 |
| Map Reference | MB 24 PG 45 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020302217 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST NATL LAND TRANSFER INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,009.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 OAK ST, CLEARWATER, FL 33760-1701 |
| Document Number | 0002120227 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 21202/27 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,498.00 (+6.25%) Homeowner's exemption | $170,741 (+5.99%) | $293,522 (+14.06%) Land $89,824 Building $203,698 |
| 2024 | $2,351.00 (+2.22%) | ||
| 2023 | $2,300.00 (+2.95%) Homeowner's exemption | $161,096 (+3%) | $257,344 (+24.96%) Land $85,454 Building $171,890 |
| 2022 | $2,234.00 Homeowner's exemption | $156,404 | $205,945 Land $78,983 Building $126,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 159 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 427 units insured incl. 268 condo units |
| Nearby Flood Claims | 33 (1979–2024) |
| Claims Outside the SFHA | 11 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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