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1896 Oak St, Clearwater, FL 33760 Property Records

Pinellas County property record for 1896 Oak St, Clearwater, FL 33760 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,124 sqft · built 1981
Lot Size0.172 acres (7,510 sqft)
Owner2 Individual Names on File
Tax Bill$1,558 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-763-9947-6

Property Details

APN / Parcel Number

Primary APNC62-000-763-9947-6
Alternative APNs
  • 29-29-16-38602-000-0190
  • 162929386020000190
  • R314840

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,124 sqft Heated Area
1st Floor Area1,124 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,510 sqft (0.172 acres)
Lot Dimensions114 ft deep x 65 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR314840
Old Parcel Number162929386020000190
Street Address1896 OAK ST
CityCLEARWATER
StateFL
Zip33760-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN COVE II LOT 19
Legal Range16
Legal Township29
Legal Section29
Legal SubdivisionHIDDEN COVE II
Legal Lot Number19
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1018
Census Tract24507

Owner

Source: Pinellas County records · APN C62-000-763-9947-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1896 OAK ST, CLEARWATER, FL 33760-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Dec 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACHIEVA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1896 OAK ST, CLEARWATER, FL 33760-1407
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0226931272
DateFeb 01, 2024
Book Page22693/1272
Instrument2024026275
Lender
NameACHIEVA CU
TypeCredit Union
Address34943
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1896 OAK ST, CLEARWATER, FL 33760-1407
Document Number0208000478
Instrument DateDec 04, 2019
Transaction TypeMortgage
Record UpdatedJan 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1808 OAK ST CLEARWATER FL 337601407, CLEARWATER, FL 33760-1407

Mortgage

Document Number0208000478
DateDec 09, 2019
Book Page020800/000478
Instrument392086
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 08, 2044

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,558.00 (+9.95%) Homeowner's exemption$119,558 (+5.99%)$254,256 (-13.46%) Land $60,220 Building $194,036
2023$1,417.00 (+3.66%) Homeowner's exemption$112,805 (+3%)$293,816 (+0.93%) Land $133,089 Building $160,727
2022$1,367.00 Homeowner's exemption$109,519$291,120 Land $167,169 Building $123,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030245071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 159 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies427 units insured
268 under condo master policies
Nearby Flood Claims33 (1979–2024)
Claims Outside the SFHA11 of 33
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 8 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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