1905 Natchez Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 1905 Natchez Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,990 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2018)
Tax Bill	$4,923 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-046-072-000`

Property Details

APN / Parcel Number

Primary APN	`085-046-072-000`
Alternative APNs	`0854672000` `0854672`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,990 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1905 NATCHEZ WAY
City	MODESTO
State	CA
Zip	95355-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORLEANS ESTATES #1 (40M25) BLK 11240 LOT 18
Legal Subdivision	ORLEANS ESTATES #1
Legal Block	11240
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4024
Census Tract	913

Owner

1905 Natchez Way is owned and occupied by an individual who bought it in June 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 21, 2018	Quit Claim Deed, Transfer STEARNS LNDG
Jun 21, 2018	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Document Number	201842637
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	0000019752
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713

Mortgage

Document Number	0000118590
Date	Dec 21, 2021
Instrument	2021-0118590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029335
Date	Apr 28, 2020
Instrument	2020-0029335

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 21, 2018
Property Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713
Document Number	0000042636
Instrument Date	Jun 15, 2018
Instrument	42636
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1905 NATCHEZ WAY MODESTO CA 953558713, MODESTO, CA 95355-8713

Mortgage

Document Number	42638
Date	Jun 21, 2018
Instrument	42638

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 21, 2018
Property Address	1905 NATCHEZ WAY, MODESTO, CA 95355-8713
Document Number	0000042637
Instrument Date	Jun 15, 2018
Instrument	42637
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1905 NATCHEZ WAY MODESTO CA 953558713, MODESTO, CA 95355-8713

Mortgage

Document Number	42638
Date	Jun 21, 2018
Instrument	42638

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1905 Natchez Way was $4,923 with a homeowner's exemption, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,923.00 (+2.46%) Homeowner's exemption	$412,003 (+2%) Land $150,874 Building $261,129
2025	$4,805.00 Homeowner's exemption	$403,925 Land $147,916 Building $256,009
2023	$4,610.00 (+4.25%) Homeowner's exemption	$388,242 Land $142,173 Building $246,069
2022	$4,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1905 Natchez Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1905 Natchez Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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