Calaveras County property record for 1905 Garner Rd, Rail Road Flat, CA 95248
| Property Type | Ranch |
|---|---|
| Details | 2 bd · 2 ba · built 1967 |
| Lot Size | 6.51 acres (284,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Nov 2017) |
| Tax Bill | $2,376 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-012-044-000 |
| Primary APN | 014-012-044-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 284,011 sqft |
| Old Parcel Number | 014-012-044 |
|---|---|
| Street Address | 1905 GARNER RD |
| City | RAIL ROAD FLAT |
| State | CA |
| Zip | 95248 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Legal Description | PCL 1 OF PM 13-30 IN 33 T6R13 |
| Legal Subdivision | JUDITH L ENGELS-SPADONI |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 400 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 361, GLENCOE, CA 95232-0361 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 201713453 |
| Prior Transfer Date | Feb 27, 2017 |
| Prior Transfer Doc | 0000002289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 1905 GARNER RD, RAIL ROAD FLAT, CA 95248 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 1905 GARNER RD, RAIL ROAD FLAT, CA 95248 |
| Document Number | 0000005459 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-005459 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $192,651 (+2%) Land $75,435 Building $117,216 | |
| 2025 | $2,376.00 (+1.89%) | $188,874 (+4.04%) Land $73,956 Building $114,918 |
| 2023 | $2,332.00 (+3.78%) | $181,541 Land $71,085 Building $110,456 |
| 2022 | $2,247.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Volcano Vision DSL | 100 / 30 |
May also be available: unWired Broadband.
4G LTE (outdoors only), no 5G reported
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