1625 Garner Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 1625 Garner Rd, Rail Road Flat, CA 95248

Property Summary

Property Type	Ranch
Details	2 bd · 2 ba · 1,946 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2019)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-012-004-000`

Property Details

APN / Parcel Number

Primary APN	`014-012-004-000`
Alternative APN	`014012004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Gross Area
1st Floor Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1984
Architectural Style	Conventional
Construction Type	Wood
Lot Area	435,600 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1625 GARNER RD
City	RAIL ROAD FLAT
State	CA
Zip	95248
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RA20
Legal Description	NE4 OF NW4 OF NE4 OF 33 T6R13
Legal Subdivision	TOWNSHIP 6 NORTH
Legal Lot Number	33
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	5
Census Block	5000
Census Tract	400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1253 INDEPENDENCE RD, MOKELUMNE HILL, CA 95245-9632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 4, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Apr 4, 2019	Grant Deed, Transfer BAYSIERRA CAP FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20193802
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0000003801
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1625 GARNER RD, RAIL ROAD FLAT, CA 95248
Document Number	0000009616
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1625 GARNER RD RAIL ROAD FLAT CA 95248, RAIL ROAD FLAT, CA 95248

Mortgage

Document Number	0000009616
Date	Aug 22, 2019
Instrument	9616

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 4, 2019
Property Address	1625 GARNER RD, RAIL ROAD FLAT, CA 95248
Document Number	0000003801
Instrument Date	Apr 1, 2019
Instrument	3801
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1253 INDEPENDENCE RD MOKELUMNE HILL CA 952459632, MOKELUMNE HILL, CA 95245-9632

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 4, 2019
Property Address	1625 GARNER RD, RAIL ROAD FLAT, CA 95248
Document Number	0000003802
Instrument Date	Apr 1, 2019
Instrument	3802
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 INDEPENDENCE RD MOKELUMNE HILL CA 952459632, MOKELUMNE HILL, CA 95245-9632

Mortgage

Document Number	3803
Date	Apr 4, 2019
Instrument	3803

Lender

Name	BAYSIERRA CAP FUND
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95402

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$227,559 (+2%) Land $91,022 Building $136,537
2025	$2,744.00 (+1.89%)	$223,098 (+4.04%) Land $89,238 Building $133,860
2023	$2,693.00 (+2.94%)	$214,437 Land $85,774 Building $128,663
2022	$2,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

May also be available: unWired Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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