1902 Garner Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 1902 Garner Rd, Rail Road Flat, CA 95248 · Last verified July 2026

Property Summary

Property Type	Ranch
Details	2 bd · 1 ba · built 1928
Lot Size	10.3 acres (452,588 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2021)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-012-043-000`

Property Details

APN / Parcel Number

Primary APN	`014-012-043-000`
Alternative APN	`014-012-043`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	452,588 sqft

Location & Zoning

Old Parcel Number	014-012-043
Street Address	1902 GARNER RD
City	RAIL ROAD FLAT
State	CA
Zip	95248
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	PCL 2 OF PM 13-30 IN 33 T6R13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	5
Census Block	5000
Census Tract	400

Owner

Source: Calaveras County records · APN 014-012-043-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3221 SW 4TH ST, MIAMI, FL 33135-1102
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Deed Document Number	20219510
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	0000003179
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 21, 2021
Property Address	1902 GARNER RD, RAIL ROAD FLAT, CA 95248
Document Number	0000009510
Map Reference	MB 13 PG 30
Instrument Date	May 17, 2021
Instrument	2021-009510
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 GARNER RD, RAIL ROAD FLAT, CA 95248-1030

Mortgage

Document Number	0000009511
Date	May 21, 2021
Instrument	2021-009511

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$402,987 (+2%) Land $99,366 Building $303,621
2025	$4,597.00 (+2.04%)	$395,086 (+4.04%) Land $97,418 Building $297,668
2023	$4,505.00 (+0.85%)	$379,746 Land $93,636 Building $286,110
2022	$4,467.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	About 1 in 82 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Volcano Communications Company	DSL	100 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.