1905 Aquinas Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1905 Aquinas Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,151 sqft · built 2000
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Jul 2013)
Tax Bill	$9,139 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-706-90109246`

Property Details

APN / Parcel Number

Primary APN	`02-706-90109246`
Alternative APNs	`270690109246` `70690109246`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,151 sqft Living Area
Gross Area	4,466 sqft
1st Floor Area	2,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	663 sqft
Porch	Open Porch
Porch Area	260 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	70690109246
Street Address	1905 AQUINAS DR
City	GAMBRILLS
State	MD
Zip	21054-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 ST STEPHENS ESTATES
Legal Subdivision	ST STEPHENS ESTATES
Legal Block	1
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	702208

Owner

1905 Aquinas Dr is owned and occupied by an individual who bought it in July 2013.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 AQUINAS DR, GAMBRILLS, MD 21054-1945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Nov 9, 2000 · Amount on File
Deed Book / Page	26468 / 39
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1905 AQUINAS DR, GAMBRILLS, MD 21054-1945
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAFAYETTE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 AQUINAS DR, GAMBRILLS, MD 21054-1945

Mortgage

Document Number	0364490165
Date	Mar 30, 2021
Book Page	36449/165

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1905 AQUINAS DR, GAMBRILLS, MD 21054-1945
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347490158
Date	Jun 16, 2020
Book Page	34749/158

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1905 AQUINAS DR, GAMBRILLS, MD 21054-1945
Document Number	0313010145
Book / Page	031301 / 000145
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 AQUINAS DR GAMBRILLS MD 210541945, GAMBRILLS, MD 21054-1945

Mortgage

Document Number	0313010145
Date	Aug 29, 2017
Book Page	031301/000145

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Aquinas Dr was $9,139 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,300 Land $202,000 Building $793,300	$995,300 Land $202,000 Building $793,300
2025	$9,139.00
2023	$8,109.00 Homeowner's exemption	$742,600 Land $202,000 Building $540,600	$742,600 Land $202,000 Building $540,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Aquinas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Aquinas Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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