1902 Aquinas Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1902 Aquinas Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,375 sqft · built 2001
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Aug 2010)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-706-90109248`

Property Details

APN / Parcel Number

Primary APN	`02-706-90109248`
Alternative APNs	`2-706-90109248` `70690109248`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,375 sqft Living Area
Gross Area	6,047 sqft
1st Floor Area	2,110 sqft
Basement Area	1,055 sqft
Finished Basement	1,055 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Patio Area	144 sqft
Gazebo	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	70690109248
Street Address	1902 AQUINAS DR
City	GAMBRILLS
State	MD
Zip	21054-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 13R ST STEPHENS ESTATES
Legal Subdivision	ST STEPHENS ESTATES
Legal Block	1
Legal Lot Number	13R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	702208

Owner

1902 Aquinas Dr is owned and occupied by two individuals who bought it in August 2010.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1902 AQUINAS DR, GAMBRILLS, MD 21054-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2010 · Amount on File
Deed Sale	Aug 24, 2010 · Amount on File
Prior Sale	Jul 28, 2003 · Amount on File
Deed Document Number	20101
Deed Book / Page	22429 / 129
Prior Transfer Date	Oct 6, 2009
Prior Transfer Doc	0216210322
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	1902 AQUINAS DR, GAMBRILLS, MD 21054-1944
Document Number	0346290433
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 AQUINAS DR GAMBRILLS MD 210541944, GAMBRILLS, MD 21054-1944

Mortgage

Document Number	0346290433
Date	May 26, 2020
Book Page	034629/000433

Lender

Name	TRUIST BK
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1902 Aquinas Dr was $7,602 with a homeowner's exemption, up 2.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,072,900 (+8.36%) Land $205,300 Building $867,600	$1,072,900 (-) Land $205,300 Building $867,600
2025	$7,602.00 (+2.63%) Homeowner's exemption	$990,133	$1,072,900 Land $205,300 Building $867,600
2024	$7,407.00 (+11.89%)
2023	$6,620.00 Homeowner's exemption	$824,600 Land $205,300 Building $619,300	$824,600 Land $205,300 Building $619,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1902 Aquinas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1902 Aquinas Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20