1903 Aquinas Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1903 Aquinas Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,828 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$1,010,000 (Dec 2007)
Tax Bill	$10,285 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-706-90109247`

Property Details

APN / Parcel Number

Primary APN	`02-706-90109247`
Alternative APNs	`2-706-90109247` `70690109247`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,828 sqft Living Area
Gross Area	6,598 sqft
1st Floor Area	2,236 sqft
Basement Area	1,760 sqft
Finished Basement	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Pool Area	720 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	70690109247
Street Address	1903 AQUINAS DR
City	GAMBRILLS
State	MD
Zip	21054-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 12 ST STEPHENS ESTATES
Legal Subdivision	ST STEPHENS ESTATES
Legal Block	1
Legal Lot Number	12
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	702208

Owner

1903 Aquinas Dr is owned and occupied by an individual who acquired it in April 2011.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1903 AQUINAS DR, GAMBRILLS, MD 21054-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2007 · Amount on File
Deed Sale	Dec 27, 2007 · Amount on File
Prior Sale	Sep 12, 2000 · Amount on File
Deed Document Number	200713836
Deed Book / Page	19770 / 323
Last Transfer Date	Apr 27, 2011
Transfer Doc	0234990306
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1903 AQUINAS DR, GAMBRILLS, MD 21054-1945
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 AQUINAS DR, GAMBRILLS, MD 21054-1945

Mortgage

Document Number	0397700360
Date	Jul 3, 2023
Book Page	39770/360

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1903 AQUINAS DR, GAMBRILLS, MD 21054-1945
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 AQUINAS DR, GAMBRILLS, MD 21054-1945

Mortgage

Document Number	0388900199
Date	Jun 30, 2022
Book Page	38890/199

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Aquinas Dr was $10,285 with a homeowner's exemption, up 2.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,119,600 (+8.51%) Land $205,300 Building $914,300	$1,119,600 (-) Land $205,300 Building $914,300
2025	$10,285.00 (+2.37%) Homeowner's exemption	$1,031,800	$1,119,600 Land $205,300 Building $914,300
2024	$10,047.00 (+9.23%)
2023	$9,198.00 Homeowner's exemption	$856,200 Land $205,300 Building $650,900	$856,200 Land $205,300 Building $650,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Aquinas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Aquinas Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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