1902 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1902 4th St E, Palmetto, FL 34221 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,328 sqft · built 2023
Lot Size	0.292 acres (12,706 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Dec 2025)
Tax Bill	$20,887 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10157-3980-9`

Property Details

APN / Parcel Number

Primary APN	`10157-3980-9`
Alternative APN	`3418181015739809`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,328 sqft Living Area
Gross Area	5,183 sqft
1st Floor Area	3,328 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,706 sqft (0.292 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	736 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1902 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 SANCTUARY COVE PI#10157.3980/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	196
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records · APN 10157-3980-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1902 4TH ST E, PALMETTO, FL 34221-2477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Nov 08, 2021	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Nov 08, 2021 · Amount on Record
Deed Document Number	2025153802
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1902 4TH ST E, PALMETTO, FL 34221-2477
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 6TH ST E 17, 17, PALMETTO, FL 34221-2666
Investor	Possibly a Property Investor

Mortgage

Document Number	0041025752
Date	Feb 25, 2022
Instrument	202241025752

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 29, 2025
Property Address	1902 4TH ST E, PALMETTO, FL 34221-2477
Document Number	0041153802
Map Reference	MB 54 PG 71
Instrument Date	Dec 23, 2025
Instrument	202541153802
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	PREFERRED SETTLEMENT SERVICES, PREFERRED STLMT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7989 OUTBOARD DR, SARASOTA, FL 34240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1902 4TH ST E, PALMETTO, FL 34221-2477

Mortgage

Document Number	0041153803
Date	Dec 29, 2025
Instrument	202541153803

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 08, 2021
Property Address	1902 4TH ST E, PALMETTO, FL 34221-2477
Document Number	202141148588
Map Reference	MB 54 PG 71
Instrument Date	Nov 04, 2021
Instrument	202141148588
Transaction Type	Transfer
Record Updated	Dec 02, 2021
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, 923, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 YACHT CLUB PL, CORTEZ, FL 34215-2562

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,887.00 (-3.67%)	$1,054,111 (+359.31%) Land $276,250 Building $777,861	$1,054,111 (+359.31%) Land $276,250 Building $777,861
2024	$21,683.00 (+274.36%)
2023	$5,792.00 (+4.85%)	$229,500 (+2%) Land $229,500	$229,500 (+2%) Land $229,500
2022	$5,524.00	$225,000 Land $225,000	$225,000 Land $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810019041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 157 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Helene
Claims By Storm	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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