1904 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1904 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2001
Lot Size	0.282 acres (12,322 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Jun 2017)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-62`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-62`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,324 sqft Heated Area
Gross Area	3,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,322 sqft (0.282 acres)
Garage Area	440 sqft
Pool Area	450 sqft
Porch	Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1904 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 62 MARGARET'S WALK AS RECO R 3983 PG 138
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	MARGARETS WALK/FLEMING ISLAND
Legal Lot Number	62
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

1904 Sentry Oak Ct is owned and occupied by two individuals who bought it in June 2017.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1904 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Mar 1, 2006 · Amount on File
Deed Document Number	2017030085
Deed Book / Page	3983 / 0138
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 13, 2017
Property Address	1904 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3779
Document Number	0039830138
Book / Page	003983 / 000138
Instrument Date	Jun 5, 2017
Instrument	30085
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1904 SENTRY OAK CT FLEMING ISLAND FL 320033779, FLEMING ISLAND, FL 32003-3779

Mortgage

Document Number	39830140
Date	Jun 13, 2017
Book Page	003983/000140
Instrument	30086

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Sentry Oak Ct was $3,877 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$304,390	$432,298 Land $80,000 Building $352,298
2023	$5,659.00 (+3.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,197 (+3%)	$438,061 (+18.08%) Land $80,000 Building $358,061
2022	$5,457.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,833	$370,997 Land $60,000 Building $310,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 Sentry Oak Ct in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Sentry Oak Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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