1892 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1892 Sentry Oak Ct, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,103 sqft · built 2003
Lot Size	0.246 acres (10,753 sqft)
Owner	2 Company Names on File
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Dec 2022 Sale Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-65`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-65`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Heated Area
Gross Area	3,034 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,753 sqft (0.246 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1892 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 MARGARET'S WALK AS RECO R 4675 PG 1762
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	MARGARETS WALK/FLEMING ISLAND
Legal Lot Number	65
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014266-015-65

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer LANDMARK TITLE LLC
Oct 04, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 26, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2023
Deed Sale	Dec 10, 2023
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	2022072923
Deed Book / Page	4675 / 1762
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	2022072923
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 19, 2022
Property Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Document Number	0046751762
Book / Page	4675 / 1762
Map Reference	MB 34 PG 44-57
Instrument Date	Dec 15, 2022
Instrument	2022072923
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12770 CAMELLIA BAY DR W, JACKSONVILLE, FL 32223-3751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045171112
Date	Oct 04, 2021
Book Page	4517/1112
Instrument	2021062389

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 03, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Document Number	0043330987
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 SENTRY OAK CT FLEMING ISLAND FL 32003, FLEMING ISLAND, FL 32003

Mortgage

Document Number	0043330987
Date	Jul 27, 2020
Book Page	004333/000987
Instrument	37149

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 26, 2017
Property Address	1892 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Document Number	0039861697
Book / Page	3986 / 1697
Map Reference	MB34 PG4-57
Instrument Date	Jun 21, 2017
Instrument	2017032177
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,015.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1892 SENTRY OAK CT, 1892, FLEMING ISLAND, FL 32003-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 OLDFIELD DR, FLEMING ISLAND, FL 32003-7892

Mortgage

Document Number	2017032178
Date	Jun 26, 2017
Instrument	2017032178

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (-65.59%) Homeowner's exemption Widower's exemption	$232,475 (-43.56%)	$407,528 (-1.07%) Land $80,000 Building $327,528
2023	$8,304.00 (+57.54%)	$411,925 (+57.75%) Land $80,000 Building $331,925	$411,925 (+17.69%) Land $80,000 Building $331,925
2022	$5,271.00 Homeowner's exemption	$261,130	$349,995 Land $60,000 Building $289,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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