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1896 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1896 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,515 sqft · built 2003
Lot Size0.234 acres (10,234 sqft)
Owner2 Individual Names on Record
Last Sale$314,000 (Mar 2016)
Tax Bill$5,601 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014266-015-64

Property Details

APN / Parcel Number

Primary APN38-05-26-014266-015-64

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,515 sqft Heated Area
Gross Area3,337 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,234 sqft (0.234 acres)
Garage Area472 sqft

Exterior Amenities

Pool Area392 sqft
PorchPorch
Porch Area266 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1896 SENTRY OAK CT
CityFLEMING ISLAND
StateFL
Zip32003-3778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 64 MARGARET'S WALK AS RECO R 3834 PG 1911
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionMARGARETS WALK/FLEMING ISLAND
Legal Lot Number64
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2002
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1896 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2016 · Amount on Record
Deed SaleMar 2, 2016 · Amount on Record
Prior SaleJan 22, 2004 · Amount on Record
Deed Document Number2016010270
Deed Book / Page3834 / 1911
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1896 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1896 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Mortgage

Document Number0046731728
DateDec 9, 2022
Book Page4673/1728
Instrument2022071527
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1896 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Transaction TypeMortgage
Record UpdatedDec 1, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1896 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Mortgage

Document Number0045360713
DateNov 16, 2021
Book Page4536/713
Instrument2021072890
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$295,078 (+5.99%)$464,317 (-1.2%) Land $80,000 Building $384,317
2023$5,601.00 (+4.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$278,410 (+3%)$469,967 (+17.74%) Land $80,000 Building $389,967
2022$5,335.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$270,301$399,157 Land $60,000 Building $339,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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