Osceola County property record for 1904 Nicholas Pl, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,964 sqft · built 1999 |
| Lot Size | 0.328 acres (14,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Oct 2025) |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96147 |
| Primary APN | 96147 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,964 sqft Heated Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,331 sqft (0.328 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 130 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96147 |
|---|---|
| Old Parcel Number | 062631257700010700 |
| Street Address | 1904 NICHOLAS PL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY OAKS II PB 9 PG 154 LOT 70 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Tract | 64 |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 96147
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1904 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2025 · Amount on Record |
| Deed Sale | Oct 08, 2025 · Amount on Record |
| Prior Sale | Oct 07, 2015 · Amount on Record |
| Deed Document Number | 2025125283 |
| Deed Book / Page | 6862 / 223 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 08, 2025 |
| Property Address | 1904 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Document Number | 0068620223 |
| Book / Page | 6862 / 223 |
| Map Reference | MB 9 PG 154 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025125283 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | CORTITLE LLC, CORETITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4940 E OLD MARION HWY, FLORENCE, SC 29506-8911 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1904 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Document Number | 0006862231 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 6862/231 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+3.75%) Homeowner's exemption Disabled Person's exemption | $201,075 (+2.9%) | $358,900 (+2.08%) Land $70,000 Building $288,900 |
| 2024 | $2,643.00 (+2.96%) Homeowner's exemption Disabled Person's exemption | $195,409 (+3%) | $351,600 (+4.3%) Land $70,000 Building $281,600 |
| 2023 | $2,567.00 (+0.63%) Homeowner's exemption Disabled Person's exemption | $189,718 (+3%) | $337,100 (+27.45%) Land $60,000 Building $277,100 |
| 2022 | $2,551.00 Homeowner's exemption Disabled Person's exemption | $184,193 | $264,500 Land $50,000 Building $214,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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