Osceola County property record for 1902 Nicholas Pl, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1998 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Apr 2019) |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 96148 |
| Primary APN | 96148 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Heated Area |
| Gross Area | 2,030 sqft |
| 1st Floor Area | 1,282 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.257 acres) |
| Garage Type | Finished |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 540 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96148 |
|---|---|
| Old Parcel Number | 062631257700010710 |
| Street Address | 1902 NICHOLAS PL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY OAKS II PB 9 PG 154 LOT 71 & BEG AT SE COR LOT 71, N 66 DEG W 42.39 FT, N 62 DEG W 75.75 FT TO SW COR LOT 71, S 64 DEG |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Tract | 64 |
| Legal Block | 1 |
| Legal Lot Number | 71,118 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 96148
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1902 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2009 · Amount on Record |
| Deed Document Number | 2019052430 |
| Deed Book / Page | 5513 / 0017 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 1902 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Document Number | 0055130017 |
| Book / Page | 5513 / 0017 |
| Map Reference | MB 9 PG 154 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019052430 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SLN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1902 NICHOLAS PL, 1902, SAINT CLOUD, FL 34771-8903 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1902 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Document Number | 2019052431 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019052431 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 12, 2018 |
| Property Address | 1902 NICHOLAS PL, SAINT CLOUD, FL 34771-8903 |
| Document Number | 0053652943 |
| Book / Page | 005365 / 002943 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 106631 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4256 SANTO AVE SARASOTA FL 342415718, SARASOTA, FL 34241-5718 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,781.00 (+7%) Homeowner's exemption Senior Citizen's exemption | $209,921 (+5.99%) | $298,400 (+6.76%) Land $70,000 Building $228,400 |
| 2023 | $2,599.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption | $198,064 (+3%) | $279,500 (+26.3%) Land $60,000 Building $219,500 |
| 2022 | $2,497.00 Homeowner's exemption Senior Citizen's exemption | $192,296 | $221,300 Land $50,000 Building $171,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force 133 of 148 on primary residences |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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