Osceola County property record for 1913 Nicholas Pl, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1997 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Feb 2019) |
| Tax Bill | $3,379 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-31-0064-0001-0790 |
| Primary APN | 06-26-31-0064-0001-0790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,728 sqft Gross Area |
| 1st Floor Area | 1,824 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 506 sqft Garage |
| Porch | Florida Room |
| Porch Area | 398 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1913 NICHOLAS PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY OAKS II PB 9 PG 154 LOT 79 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ASHLEY OAKS 2 |
| Legal Tract | 64 |
| Legal Block | 790 |
| Legal Lot Number | 79 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-0064-0001-0790
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1913 NICHOLAS PL, SAINT CLOUD, FL 34771-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 20, 2019 | Warranty Deed, Transfer MORTGAGE FIRM |
| Feb 20, 2019 | Warranty Deed, Transfer CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Prior Sale | Feb 20, 2019 · Amount on Record |
| Deed Document Number | 201921891 |
| Deed Book / Page | 5479 / 2699 |
| Prior Transfer Date | Jun 04, 2016 |
| Prior Transfer Doc | 0050380739 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1913 NICHOLAS PL, SAINT CLOUD, FL 34771-8904 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1913 NICHOLAS PL, SAINT CLOUD, FL 34771-8904 |
| Document Number | 0063351807 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 6335/1807 |
| Instrument | 2022184278 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 1913 NICHOLAS PL, SAINT CLOUD, FL 34771-8904 |
| Document Number | 0054792699 |
| Book / Page | 005479 / 002699 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 21891 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $857.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1913 NICHOLAS PL ST CLOUD FL 347718904, ST CLOUD, FL 34771-8904 |
| Document Number | 54792701 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 005479/002701 |
| Instrument | 21892 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 1913 NICHOLAS PL, SAINT CLOUD, FL 34771-8904 |
| Document Number | 0054792697 |
| Book / Page | 005479 / 002697 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 21890 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $857.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2246 MOUNTLEIGH TRL ORLANDO FL 328244210, ORLANDO, FL 32824-4210 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,379.00 (+3.56%) Homeowner's exemption | $231,677 (+5.99%) | $337,300 (+6.74%) Land $70,000 Building $267,300 |
| 2024 | $3,263.00 (+2.71%) | ||
| 2023 | $3,177.00 (+3.65%) Homeowner's exemption | $218,591 (+3%) | $316,000 (+27.63%) Land $60,000 Building $256,000 |
| 2022 | $3,065.00 Homeowner's exemption | $212,225 | $247,600 Land $50,000 Building $197,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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