1904 Michael Rd, Waldorf, MD 20601 Property Records

Charles County property record for 1904 Michael Rd, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,560 sqft · built 1976
Lot Size0.276 acres (12,038 sqft)
Owner2 Individual Names on Record
Tax Bill$8,163 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-035466

Property Details

APN / Parcel Number

Primary APN08-035466
Alternative APNs
  • 8035466
  • 035466

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,038 sqft (0.276 acres)
Gazebo130 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number035466
Street Address1904 MICHAEL RD
CityWALDORF
StateMD
Zip20601-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionL-48 B-U S-2 PINEFIELD SUB
Legal SubdivisionPINEFIELD SUB
Legal BlockU
Legal Lot Number48
JurisdictionCHARLES MD
Township / Civil Division8, BRYANTOWN
Census Block Group2
Census Block2000
Census Tract850801

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1904 MICHAEL RD, WALDORF, MD 20601-3303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1904 MICHAEL RD, WALDORF, MD 20601-3303
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0115720392
DateJan 25, 2021
Book Page11572/392
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,300 (+25.02%) Land $96,500 Building $177,800$274,300 (+25.02%) Land $96,500 Building $177,800
2025$8,163.00 (+154.7%)
2023$3,205.00$219,400 Land $84,300 Building $135,100$219,400 Land $84,300 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2012–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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