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1903 Michael Rd, Waldorf, MD 20601 Property Records

Charles County property record for 1903 Michael Rd, Waldorf, MD 20601 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,560 sqft · built 1976
Lot Size0.23 acres (10,020 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Aug 2017)
Tax Bill$8,611 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-035458

Property Details

APN / Parcel Number

Primary APN08-035458
Alternative APNs
  • 8035458
  • 035458

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,020 sqft (0.23 acres)
PorchOpen Porch
Porch Area24 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number035458
Street Address1903 MICHAEL RD
CityWALDORF
StateMD
Zip20601-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-25 B-T S-2 PINEFIELD SUB
Legal SubdivisionPINEFIELD SUB
Legal BlockT
Legal Lot Number25
JurisdictionCHARLES MD
Township / Civil Division8, BRYANTOWN
Census Block Group4
Census Block4000
Census Tract850801

Owner

Source: Charles County records · APN 08-035458

Assessment roll updated September 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1903 MICHAEL RD, WALDORF, MD 20601-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 10, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleDec 22, 2005
Deed Book / Page9944 / 224
Transfer Doc0056160423
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateMay 20, 2026
Property Address1903 MICHAEL RD, WALDORF, MD 20601-3304
Document Number1407000125
Book / Page14077 / 125
Instrument DateMay 11, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 MICHAEL RD, WALDORF, MD 20601-3304

Mortgage

Document Number1407000125,
DateMay 20, 2026
Book Page14077/125
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLES MD
Recording DateAug 10, 2017
Property Address1903 MICHAEL RD, WALDORF, MD 20601-3304
Document Number0099440224
Book / Page9944 / 224
Map ReferenceMB PCM12 PL16
Instrument DateJul 11, 2017
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8380 WEDDING DR, 8380, WELCOME, MD 20693-3606

Transferred To (Grantee/Buyer)

NameVerified Name
Address3687 MOUNT PLEASANT RD, WALDORF, MD 20601-4387

Mortgage

Document Number0009944232
DateAug 10, 2017
Instrument9944/232
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,611.00 (+149.52%) Homeowner's exemption$279,000 (+17.23%)$299,500 (+25.84%) Land $95,500 Building $204,000
2023$3,451.00$238,000 Land $83,300 Building $154,700$238,000 Land $83,300 Building $154,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011, other causes, Remnants Of Tropical Storm Lee

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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