1900 Michael Rd, Waldorf, MD 20601 Property Records

Charles County property record for 1900 Michael Rd, Waldorf, MD 20601 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 820 sqft · built 1976
Lot Size	0.31 acres (13,535 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2021)
Tax Bill	$3,927 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-035474`

Property Details

APN / Parcel Number

Primary APN	`08-035474`
Alternative APNs	`8035474` `035474`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	820 sqft Total Area
1st Floor Area	820 sqft
Basement Area	656 sqft
Finished Basement	656 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,535 sqft (0.31 acres)
Porch	Enclosed Porch
Deck Area	112 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	035474
Old Parcel Number	8035474
Street Address	1900 MICHAEL RD
City	WALDORF
State	MD
Zip	20601-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-50 B-U S-2 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	U
Legal Lot Number	50
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	2
Census Block	2000
Census Tract	850801

Owner

Source: Charles County records · APN 08-035474

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1900 MICHAEL RD, WALDORF, MD 20601-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Nov 10, 2021	Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Jan 19, 2018	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	0001221088
Deed Book / Page	12210 / 88
Record Updated	Jun 07, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1900 MICHAEL RD, WALDORF, MD 20601-3303
Transaction Type	Mortgage
Record Updated	Feb 01, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 MICHAEL RD, WALDORF, MD 20601-3303

Mortgage

Document Number	0131760354
Date	Jan 22, 2024
Book Page	13176/354

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 01, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 10, 2021
Property Address	1900 MICHAEL RD, WALDORF, MD 20601-3303
Document Number	0122100088
Book / Page	12210 / 88
Map Reference	PL PCM 12 PL 16
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	PRIDE STLMT & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1900 MICHAEL RD, WALDORF, MD 20601-3303

Mortgage

Document Number	1221094
Date	Nov 10, 2021
Instrument	12210/94

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2051

Mortgage

Document Number	0122100109
Date	Nov 10, 2021
Book Page	12210/109

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 19, 2018
Property Address	1900 MICHAEL RD, WALDORF, MD 20601-3303
Document Number	0101420103
Book / Page	10142 / 103
Map Reference	PL PCM12
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	PRIME TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 MICHAEL RD, WALDORF, MD 20601-3303

Mortgage

Document Number	0010142109
Date	Jan 19, 2018
Instrument	10142/109

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,927.00 (+20.61%)	$273,900 (+5.4%) Land $85,000 Building $188,900	$273,900 (-) Land $85,000 Building $188,900
2022	$3,256.00	$259,867	$273,900 Land $85,000 Building $188,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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