1904 9th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1904 9th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2024)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-112-1203`

Property Details

APN / Parcel Number

Primary APN	`85-112-1203`
Alternative APNs	`85-00112-1203` `42049`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	42049
Street Address	1904 9TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF GOVT LOT 1 DESCRIBED AS FOLLOWS; BEG AT A POINT ON THE N LINE OF SAID GOVT LOT 1 THAT IS 567 FT W OF THE NE
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	31500

Owner

1904 9th Ave SE is owned and occupied by an individual who bought it in March 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 13, 2021	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Mar 15, 2024 · Amount on File
Deed Document Number	2024967505
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	0000797615
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967507
Date	Mar 18, 2024
Instrument	967507

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 18, 2024
Property Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116
Document Number	0000967505
Instrument Date	Mar 15, 2024
Instrument	967505
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	SHERBUME CNTY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116

Mortgage

Document Number	0000967506
Date	Mar 18, 2024
Instrument	967506

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 13, 2021
Property Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116
Document Number	0000919166
Instrument Date	May 7, 2021
Instrument	919166
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116

Mortgage

Document Number	0000919167
Date	May 13, 2021
Instrument	919167

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 16, 2017
Property Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116
Document Number	0000840274
Instrument Date	May 19, 2017
Instrument	840274
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	AFFINITY PLUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1904 9TH AVE SE, SAINT CLOUD, MN 56304-2116

Mortgage

Document Number	0000840275
Date	Jun 16, 2017
Instrument	840275

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1904 9th Ave SE was $3,286 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,800 (+3.88%) Land $50,000 Building $182,800	$232,800 (+3.88%) Land $50,000 Building $182,800
2025	$3,286.00	$224,100 Land $50,000 Building $174,100	$224,100 Land $50,000 Building $174,100
2023	$2,438.00	$220,700 Land $40,000 Building $180,700
2021			$220,700 Land $40,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 9th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 9th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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