1826 9th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1826 9th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.204 acres (8,913 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2022)
Tax Bill	$6,718 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-7660`

Property Details

APN / Parcel Number

Primary APN	`85-401-7660`
Alternative APNs	`85-00401-7660` `42437`

Exterior

Lot Area	8,913 sqft (0.204 acres)

Location & Zoning

Account Number	42437
Street Address	1826 9TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 25 FT OF 11 & ALL OF LOT 12, BLK 76
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	76
Legal Lot Number	12
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAE
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	20221474509
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 27, 2022
Property Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Document Number	0000950126
Instrument Date	Sep 29, 2022
Instrument	950126
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114

Mortgage

Document Number	0000950127
Date	Oct 27, 2022
Instrument	950127

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000950128
Date	Oct 27, 2022
Instrument	950128

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Document Number	0000892809
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1826 9TH AVE SE ST CLOUD MN 563042114, ST CLOUD, MN 56304-2114

Mortgage

Document Number	0000892809
Date	Jun 3, 2020
Instrument	892809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 29, 2018
Property Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Document Number	0000864119
Instrument Date	Oct 12, 2018
Instrument	864119
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114

Mortgage

Document Number	0000864120
Date	Oct 29, 2018
Instrument	864120

Lender

Name	EAGLE HOME MORTGAE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 8, 2018
Property Address	1826 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Document Number	0000857259
Instrument Date	Jun 4, 2018
Instrument	857259
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	QUDARY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1826 9TH AVE SE ST CLOUD MN 563042114, ST CLOUD, MN 56304-2114

Mortgage

Document Number	857260
Date	Jun 8, 2018
Instrument	857260

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,900 (+3.98%) Land $40,000 Building $168,900	$208,900 (+3.98%) Land $40,000 Building $168,900
2025	$6,718.00 (+261.18%)	$200,900 (+1.62%) Land $40,000 Building $160,900	$200,900 (+1.62%) Land $40,000 Building $160,900
2023	$1,860.00	$197,700 Land $30,000 Building $167,700
2021			$197,700 Land $30,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 9th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures