1820 9th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1820 9th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,343 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2025)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-7650`

Property Details

APN / Parcel Number

Primary APN	`85-401-7650`
Alternative APNs	`85-00401-7650` `42436`

Exterior

Lot Area	11,343 sqft (0.26 acres)

Location & Zoning

Account Number	42436
Street Address	1820 9TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & N 30 FT OF LOT 11, BLK 76
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	76
Legal Lot Number	10,11
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	2025983367
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000898427
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1820 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 9TH AVE SE, SAINT CLOUD, MN 56304-2114

Mortgage

Document Number	0000994202
Date	Feb 17, 2026
Instrument	994202

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 4, 2020
Property Address	1820 9TH AVE SE, SAINT CLOUD, MN 56304-2114
Document Number	0000897215
Instrument Date	Jul 31, 2020
Instrument	897215
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 9TH AVE SE, SAINT CLOUD, MN 56304-2114

Mortgage

Document Number	0000897216
Date	Aug 4, 2020
Instrument	897216

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,600 (-) Land $40,000 Building $169,600	$209,600 (-) Land $40,000 Building $169,600
2025	$2,700.00 (+22.73%)	$209,600 (+1.6%) Land $40,000 Building $169,600	$209,600 (+1.6%) Land $40,000 Building $169,600
2023	$2,200.00	$206,300 Land $30,000 Building $176,300
2021			$206,300 Land $30,000 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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