Minnehaha County property record for 1903 S Stephen Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 1976 |
| Lot Size | 0.081 acres (3,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2021) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-26-127-008-000 |
| Primary APN | 01-22-26-127-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Finished Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 520 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 300 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,541 sqft (0.081 acres) |
| Lot Dimensions | 81.6 ft deep x 20.1 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 41968 |
|---|---|
| Street Address | 1903 S STEPHEN AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 A PEARSON`S 1ST ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | PEARSON`S 1ST ADDN |
| Legal Tract | 2 |
| Legal Lot Number | A |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1801 |
1903 S Stephen Ave is owned and occupied by an individual who bought it in July 2021.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1903 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Feb 27, 2019 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Feb 27, 2019 · Amount on File |
| Deed Book / Page | 606-D / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jul 30, 2021 |
| Property Address | 1903 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107 |
| Document Number | 606DEED/810 |
| Book / Page | 606 DEED / 810 |
| Instrument Date | Jul 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1903 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107 |
| Document Number | 1929MTG916 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 1929 MTG/916 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Feb 27, 2019 |
| Property Address | 1903 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107 |
| Document Number | 587DEED/0784 |
| Book / Page | 587 DEED / 0784 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1903 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107 |
| Document Number | 1855MTG0366 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 1855 MTG/0366 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 1903 S Stephen Ave was $2,462.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,669 (-1.1%) Land $18,000 Building $164,669 | $182,669 Land $18,000 Building $164,669 | |
| 2025 | $2,462.00 | $184,700 (+0.98%) Land $18,200 Building $166,500 | |
| 2024 | $2,462.00 | $182,900 Land $16,500 Building $166,400 | |
| 2022 | $2,150.00 | $145,200 Land $16,500 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 S Stephen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1903 S Stephen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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