1821 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1821 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,184 sqft · built 1978
Lot Size0.061 acres (2,640 sqft)
OwnerIndividual Name on File
Tax Bill$2,299 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-26-127-046-000

Property Details

APN / Parcel Number

Primary APN01-22-26-127-046-000
Alternative APN
  • 80701

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,184 sqft Finished Area
1st Floor Area664 sqft
Upper Floors Area520 sqft
Basement Area600 sqft
Finished Basement364 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,640 sqft (0.061 acres)
Lot Dimensions132 ft deep x 20 ft wide
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
Deck Area96 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number80701
Street Address1821 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 7 7D PEARSON`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionPEARSON`S 1ST ADDN
Legal Tract7
Legal Lot Number7D
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2001
Census Tract1801

Owner

1821 S Stephen Ave is owned and occupied by an individual.

Source: Minnehaha County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1821 S STEPHEN AVE, SIOUX FALLS, SD 57103-4105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1821 S STEPHEN AVE, SIOUX FALLS, SD 57103-4105
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1901MTG/597
DateOct 14, 2020
Book Page1901 MTG/597
Lender
NameFIRST PREMIER BANK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1821 S Stephen Ave was $2,299.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,295 (-1.1%) Land $13,648 Building $157,647$171,295 Land $13,648 Building $157,647
2025$2,299.00$173,200 (+3.22%) Land $13,800 Building $159,400
2024$2,299.00$167,800 Land $10,600 Building $157,200
2022$2,009.00$136,400 Land $10,600 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1821 S Stephen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1821 S Stephen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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