1905 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1905 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,120 sqft · built 1976
Lot Size0.081 acres (3,541 sqft)
OwnerIndividual Name on Record
Tax Bill$2,305 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-26-127-009-000

Property Details

APN / Parcel Number

Primary APN01-22-26-127-009-000
Alternative APN
  • 41969

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,120 sqft Finished Area
1st Floor Area600 sqft
Upper Floors Area520 sqft
Basement Area520 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,541 sqft (0.081 acres)
Lot Dimensions81.6 ft deep x 20.1 ft wide
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number41969
Street Address1905 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3 A PEARSON`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionPEARSON`S 1ST ADDN
Legal Tract3
Legal Lot NumberA
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2001
Census Tract1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1905 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1905 S STEPHEN AVE, SIOUX FALLS, SD 57103-4107
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1952MTG/101
DateMay 9, 2022
Book Page1952 MTG/101
Lender
NameDACOTAH BANK
TypeBank
AddressBROOKINGS, SD 57006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,801 (-1.1%) Land $18,000 Building $152,801$170,801 Land $18,000 Building $152,801
2025$2,305.00$172,700 (+2.37%) Land $18,200 Building $154,500
2024$2,305.00 (+15.71%)$168,700 (+25.61%) Land $16,500 Building $152,200
2022$1,992.00$134,300 Land $16,500 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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