Highlands County property record for 1903 Manatee Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,385 sqft · built 1970 |
| Lot Size | 0.34 acres (14,788 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,500 (Feb 2026) |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C124802000A00120 |
| Primary APN | C124802000A00120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 14,788 sqft (0.34 acres) |
| Lot Dimensions | 172 ft deep x 75 ft wide |
| View / Lot | Water |
| Garage Type | Carport |
| Garage Area | 160 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Driveway | Concrete Driveway |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 36 sqft |
| Porch | Florida Room |
| Porch Area | 255 sqft |
| Deck Area | 80 sqft |
| Patio Area | 562 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1903 MANATEE DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SEBRING ACRES PB 5-PG 36 LOT 12 BLK A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 12 |
| Legal Subdivision | LAKE SEBRING ACRES |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960700 |
Source: Highlands County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1903 MANATEE DR, SEBRING, FL 33870-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 3, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 20262298677 |
| Deed Book / Page | 3172 / 657 |
| Prior Transfer Date | Feb 5, 2018 |
| Prior Transfer Doc | 0001884077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 1903 MANATEE DR, SEBRING, FL 33870-8206 |
| Document Number | 0002030996 |
| Book / Page | 2818 / 1262 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2030996 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 HELENA FALLS DR, 120, BLACK MOUNTAIN, NC 28711-0600 |
| Name | Verified Name |
|---|---|
| Address | 117 SE 12TH AVE, FORT LAUDERDALE, FL 33301-2007 |
| Document Number | 0028181264 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2818/1264 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1903 MANATEE DR, SEBRING, FL 33870-8206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0001837714 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 2560/0052 |
| Instrument | 1837714 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,962.00 (+0.92%) | $344,677 (+3.8%) Land $99,750 Building $244,927 | $344,677 (+3.8%) Land $99,750 Building $244,927 |
| 2024 | $4,917.00 (+0.92%) | ||
| 2023 | $4,872.00 (+1.75%) | $332,065 (+4.4%) Land $89,062 Building $243,003 | $332,065 (+4.4%) Land $89,062 Building $243,003 |
| 2022 | $4,788.00 | $318,065 Land $64,125 Building $253,940 | $318,065 Land $64,125 Building $253,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 108.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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