1915 Manatee Dr, Sebring, FL 33870 Property Records

Highlands County property record for 1915 Manatee Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,027 sqft · built 2022
Lot Size0.328 acres (14,324 sqft)
OwnerIndividual Name on Record
Last Sale$64,000 (Jan 2021)
Tax Bill$4,787 (2024)
Deeds & MortgagesApr 2022 Mortgage
Jan 2021 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APNC124802000A00140

Property Details

APN / Parcel Number

Primary APNC124802000A00140
Alternative APN
  • C-12-34-28-020-00A0-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Living Area
1st Floor Area1,254 sqft
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area14,324 sqft (0.328 acres)
Lot Dimensions169 ft deep x 75 ft wide
Garage TypeFinished
Garage Area420 sqft
DrivewayDriveway
Driveway Area527 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Deck Area596 sqft
Patio Area324 sqft
Gazebo120 sqft
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC124802000A00140
Street Address1915 MANATEE DR
CitySEBRING
StateFL
Zip33870-8206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SEBRING ACRES PB 5-PG 36 LOT 14 BLK A
Legal Range28E
Legal Township34S
Legal Section12
Legal SubdivisionLAKE SEBRING ACRES
Legal BlockA
Legal Lot Number14
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3016
Census Tract960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4649 PINE GROVE DR, DELRAY BEACH, FL 33445-3822
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 12, 2021Warranty Deed, Construction Loan · Construction Mortgage
HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleMar 4, 2015 · Amount on Record
Deed Document Number2014641
Deed Book / Page2795 / 1345
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1915 MANATEE DR, SEBRING, FL 33870-8206
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4649 PINE GROVE DR, DELRAY BEACH, FL 33445-3822

Mortgage

Document Number0002087978
DateApr 13, 2022
Book Page2897/1982
Instrument2087978
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

January 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 12, 2021
Property Address1915 MANATEE DR, SEBRING, FL 33870-8206
Document Number0002014641
Book / Page2795 / 1345
Map ReferenceMB 5 PG 36
Instrument DateJan 11, 2020
Instrument2014641
Transaction TypeConstruction Loan
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$448.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2351 LAKEVIEW DR UNIT 316, 316, SEBRING, FL 33870-4917

Transferred To (Grantee/Buyer)

NameVerified Name
Address4649 PINE GROVE DR, DELRAY BEACH, FL 33445-3822

Mortgage

Document Number0027951347
DateJan 12, 2021
Instrument2795/1347
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term14 Months
DueFeb 28, 2022

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$361,779 (+12.64%) Land $99,750 Building $262,029$361,779 (+12.64%) Land $99,750 Building $262,029
2024$4,787.00 (+5.51%)
2023$4,537.00 (+270.67%)$321,184 (+400.87%) Land $89,062 Building $232,122$321,184 (+400.87%) Land $89,062 Building $232,122
2022$1,224.00$64,125 Land $64,125$64,125 Land $64,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation108.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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