Highlands County property record for 1821 Manatee Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,197 sqft · built 1991 |
| Lot Size | 0.349 acres (15,207 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Mar 2019) |
| Tax Bill | $398 (2024) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Nov 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C124802000A00100 |
| Primary APN | C124802000A00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 15,207 sqft (0.349 acres) |
| Lot Dimensions | 167 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 192 sqft |
|---|---|
| Pool House | 192 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 1,068 sqft |
| Patio Area | 400 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C124802000A00100 |
|---|---|
| Street Address | 1821 MANATEE DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SEBRING ACRES PB 5-PG 36 LOT 10 BLK A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 12 |
| Legal Subdivision | LAKE SEBRING ACRES |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960700 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 8, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 1931628 |
| Deed Book / Page | 2681 / 0931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Document Number | 0002282053 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 3149/316 |
| Instrument | 2282053 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Document Number | 0002178625 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 3010/1770 |
| Instrument | 2178625 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Document Number | 0002058940 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 2858/269 |
| Instrument | 2058940 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 1821 MANATEE DR, SEBRING, FL 33870-1277 |
| Document Number | 0001931628 |
| Book / Page | 002681 / 000931 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 1931628 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1821 MANATEE DR SEBRING FL 338701277, SEBRING, FL 33870-1277 |
| Document Number | 1931629 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 002681/000933 |
| Instrument | 1931629 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159,978 (+5.99%) | $329,353 (+5.37%) Land $98,700 Building $230,653 | |
| 2024 | $398.00 (+8.74%) | ||
| 2023 | $366.00 (+4.57%) Disabled Person's exemption Veteran's exemption | $150,941 (+3%) | $312,562 (+4.11%) Land $88,125 Building $224,437 |
| 2022 | $350.00 Disabled Person's exemption Veteran's exemption | $146,545 | $300,213 Land $63,450 Building $236,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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