1903 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1903 E 13th St, Chattanooga, TN 37404 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,342 sqft · built 1930
Lot Size	0.146 acres (6,375 sqft)
Owner	Individual Name on File
Last Sale	$34,729 (Feb 2022)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`146O S 005`

Property Details

APN / Parcel Number

Primary APN	`146O S 005`
Alternative APN	`0000077446`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,375 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077446
Street Address	1903 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 27 BERRYS AMENDED ADDN PB 5 PG 28
Legal Subdivision	BERRYS AMENDED ADDN
Legal Block	27
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2032
Census Tract	1400

Owner

Source: Hamilton County records · APN 146O S 005

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1133 MAP CIR, AUSTIN, TX 78721-2414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Feb 01, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 10, 2021	Correction Deed TITLE GUARANTY, TITLE GUARANTY & TRUST CO
May 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage OCC CAPITAL LLC
Dec 19, 2018	Loan Modification, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2022 · Amount on Record
Deed Sale	Feb 01, 2022 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	2022333
Deed Book / Page	12830 / 321
Prior Transfer Date	Sep 09, 2021
Prior Transfer Doc	0000000131
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000056
Date	Apr 07, 2017
Book Page	11019/061
Instrument	2017040700056

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 01, 2022
Property Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Document Number	0000000333
Book / Page	12830 / 321
Map Reference	MB 5 PG 26
Instrument Date	Jan 31, 2022
Instrument	2022020100333
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 MAP DR, AUSTIN, TX 78721

Mortgage

Document Number	0012830324
Date	Feb 01, 2022
Instrument	12830/324

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 10, 2021
Property Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Document Number	0000000131
Book / Page	12646 / 14
Map Reference	MB 5 PG 28
Instrument Date	Sep 09, 2021
Instrument	2021091000131
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 24, 2021
Property Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Document Number	0000000246
Book / Page	12496 / 833
Map Reference	MB 5 PG 28
Instrument Date	May 17, 2021
Instrument	2021052400246
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Investor	Possibly a Property Investor

Mortgage

Document Number	0012496835
Date	May 24, 2021
Instrument	12496/835

Lender

Name	OCC CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000249
Date	May 24, 2021
Book Page	12496/843
Instrument	2021052400249

Lender

Name	OCC CAPITAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1903 E 13TH ST, CHATTANOOGA, TN 37404-4406
Document Number	0122000066
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 08, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E 13TH ST CHATTANOOGA TN 374044406, CHATTANOOGA, TN 37404-4406

Mortgage

Document Number	0122000066
Date	Jan 22, 2019
Book Page	011547/000665
Instrument	190122000066

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 21, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+9.49%)	$73,125 (+61.51%)	$292,500 (+61.51%) Land $70,000 Building $222,500
2024	$1,012.00	$45,275 (-)	$181,100 (-) Land $40,000 Building $141,100
2023	$1,012.00 (+49.04%)	$45,275 (+49.18%)	$181,100 (+49.18%) Land $40,000 Building $141,100
2022	$679.00	$30,350	$121,400 Land $40,000 Building $81,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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