Hamilton County property record for 1905 E 13th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,614 sqft · built 2019 |
| Lot Size | 0.146 acres (6,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,500 (Feb 2020) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O S 004 |
| Primary APN | 146O S 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,375 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077445 |
|---|---|
| Street Address | 1905 E 13TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 3 BLK 27 BERRYS AMENDED ADDN PB5 PG28 |
| Legal Subdivision | BERRYS AMENDED ADDN |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 E 11TH ST APT 370, 370, CHATTANOOGA, TN 37402-4267 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Feb 10, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI KELLER MTG |
| Aug 16, 2019 | Quit Claim Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK |
| Mar 15, 2018 | Warranty Deed, Subdivision Related Transfer FIRST TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Prior Sale | Aug 16, 2019 |
| Deed Document Number | 2020021000262 |
| Deed Book / Page | 11904 / 531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1905 E 13TH ST, CHATTANOOGA, TN 37404-4406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000011 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 12669/820 |
| Instrument | 2021092900011 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 10, 2020 |
| Property Address | 1905 E 13TH ST, CHATTANOOGA, TN 37404-4406 |
| Document Number | 0210000262 |
| Book / Page | 011904 / 000531 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 200210000262 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 E 11TH ST #370 CHATTANOOGA TN 374024267, 370, CHATTANOOGA, TN 37402-4267 |
| Document Number | 210000263 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 011904/000534 |
| Instrument | 200210000263 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 16, 2019 |
| Property Address | 1905 E 13TH ST, CHATTANOOGA, TN 37404-4406 |
| Document Number | 0816000221 |
| Book / Page | 011731 / 000688 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 190816000221 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 2, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 132 S MOSS AVE CHATTANOOGA TN 374192363, CHATTANOOGA, TN 37419-2363 |
| Document Number | 816000222 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 011731/000690 |
| Instrument | 190816000222 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 15, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 15, 2018 |
| Property Address | 1905 E 13TH ST, CHATTANOOGA, TN 37404-4406 |
| Document Number | 0000000162 |
| Book / Page | 011294 / 000458 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 162 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | FIRST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 TIMBERLINKS DR SIGNAL MOUNTAIN TN 373771904, SIGNAL MOUNTAIN, TN 37377-1904 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 (+6.65%) | $107,875 (+57.42%) | $431,500 (+57.42%) Land $70,000 Building $361,500 |
| 2024 | $1,533.00 | $68,525 (-) | $274,100 (-) Land $40,000 Building $234,100 |
| 2023 | $1,533.00 | $68,525 (-) | $274,100 (-) Land $40,000 Building $234,100 |
| 2022 | $1,533.00 | $68,525 | $274,100 Land $40,000 Building $234,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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