1818 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 1818 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,235 sqft · built 2017
Lot Size	0.151 acres (6,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Apr 2024)
Tax Bill	$4,866 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26241.5104`

Property Details

APN / Parcel Number

Primary APN	`26241.5104`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,235 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,592 sqft (0.151 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1818 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CHELTENHAM ADDITION PHASE 3: LOT 4 BLK 1 (AFN 6501053 - PTN OF NE1/4 OF 24-26-42)
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Mar 29, 2024	Warranty Deed, Transfer
May 10, 2022	Warranty Deed, Transfer
Nov 10, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage HOUSEMAX FUNDING LLC
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 3, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	20247343481
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0007148757
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 15, 2024
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0007343481
Map Reference	VOL 38 PG 54
Instrument Date	Apr 15, 2024
Instrument	7343481
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 W JAY AVE, SPOKANE, WA 99208-6440

Mortgage

Document Number	0007343482
Date	Apr 15, 2024
Instrument	7343482

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 29, 2024
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0007340851
Map Reference	VOL 38 PG 54
Instrument Date	Mar 28, 2024
Instrument	7340851
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 W FRANCIS AVE # 1037, 1037, SPOKANE, WA 99205-6512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 W JAY AVE, SPOKANE, WA 99208-6440

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 10, 2022
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0007205885
Map Reference	VOL 38 PG 54
Instrument Date	Mar 31, 2022
Instrument	7205885
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 W FRANCIS AVE # 1037, 1037, SPOKANE, WA 99205-6512
Investor	Possibly a Property Investor

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 10, 2021
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0007148757
Map Reference	VOL 38 PG 54
Instrument Date	Nov 9, 2021
Instrument	7148757
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 N MOLLY ST, SPOKANE, WA 99208-6916

Mortgage

Document Number	0007148758
Date	Nov 10, 2021
Instrument	7148758

Lender

Name	HOUSEMAX FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006805735
Date	May 16, 2019
Instrument	6805735

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	10000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006957738
Date	Aug 20, 2020
Instrument	6957738

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007008410
Date	Dec 15, 2020
Instrument	7008410

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 3, 2017
Property Address	1818 W JAY AVE, SPOKANE, WA 99208-6440
Document Number	0006600303
Map Reference	VOL38 PG54
Instrument Date	Apr 28, 2017
Instrument	6600303
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,823.02
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 W JAY AVE, SPOKANE, WA 99208-6440

Mortgage

Document Number	0006600304
Date	May 3, 2017
Instrument	6600304

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,866.00 (+5.51%)	$467,800 (-3.33%) Land $125,000 Building $342,800	$467,800 (-3.33%) Land $125,000 Building $342,800
2025	$4,612.00 (+32.95%)	$483,900 (+25.14%) Land $115,000 Building $368,900	$483,900 (+25.14%) Land $115,000 Building $368,900
2024		$386,700 (+24.46%) Land $92,000 Building $294,700	$386,700 (+24.46%) Land $92,000 Building $294,700
2023	$3,469.00 (+3.83%)	$310,700 Land $50,000 Building $260,700	$310,700 Land $50,000 Building $260,700
2022	$3,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on W Jay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures