Bay County property record for 1902 Sutherland Rd, Lynn Haven, FL 32444 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,531 sqft · built 1996 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Nov 2022) |
| Tax Bill | $4,215 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11588-310-000 |
| Primary APN | 11588-310-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 2,931 sqft |
| 1st Floor Area | 2,201 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 736 sqft |
| Porch | Florida Room |
| Porch Area | 345 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1902 SUTHERLAND RD |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOWAT HIGHLANDS PHASE IV LOT 35 BLK B MAP 103A ORB 4628 P 793 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | MOWAT HIGHLANDS PHASE I |
| Legal Phase | 4 |
| Legal Block | B |
| Legal Lot Number | 35 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1301 |
Source: Bay County records · APN 11588-310-000
Assessment roll updated January 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1902 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Apr 20, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Document Number | 202280832 |
| Deed Book / Page | 4628 / 793 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 0032740562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 04, 2022 |
| Property Address | 1902 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386 |
| Document Number | 0046280793 |
| Book / Page | 4628 / 793 |
| Map Reference | MB 16 PG 20 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022080832 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,541.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1902 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386 |
| Document Number | 0004628796 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 4628/796 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 1902 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386 |
| Document Number | 0042432245 |
| Book / Page | 004243 / 002245 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 26772 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1902 SUTHERLAND PANAMA CITY FL 32407, PANAMA CITY, FL 32407 |
| Document Number | 42432247 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 004243/002247 |
| Instrument | 26773 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,215.00 (-0.78%) Homeowner's exemption | $321,827 (+4.31%) | $332,189 (+7.67%) Land $63,500 Building $268,689 |
| 2024 | $4,248.00 (-11.96%) | ||
| 2023 | $4,825.00 (+56.66%) | $308,530 (+25.19%) Land $48,755 Building $259,775 | $308,530 (+24.4%) Land $48,755 Building $259,775 |
| 2022 | $3,080.00 Homeowner's exemption | $246,451 | $248,017 Land $37,839 Building $210,178 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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